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    YOU may think that you’ll have to spend a small fortune to turn your house into your dream home - but that may not actually be the case. A number of interior experts spoke to Homes & Gardens and revealed some of their top tips to make your home look expensive, all without breaking the bank. 1Follow these tips to get your home looking expensive on a budgetCredit: Getty Choose furniture that has character Rather than having all your furniture match, it can actually look nicer, and more expensive, to add some character to your living space. Decorating with antiques is a great way to make any home look just that bit more expensive. For a totally unique space you can try mixing antiques and newer finds. Add character and texture with panelling Wall panelling can completely elevate a room, in a way that screams “expensive.” Panelling is also a surprisingly budget-friendly way to  decorate, and is often actually cheaper than wallpaper. Install statement lighting “Statement chandeliers are the jewellery of an interior,” says Owen Pacey, founder of Renaissance London. ...
    Sydney wedding stylist Kimberley Burrell (pictured) has revealed how to make an event look luxe on a budget and the craziest nuptials she ever planned A wedding stylist has revealed her top tips for making any event look luxurious on a budget, the craziest ceremony she's planned and the one thing couple's should never spend their money on.   After 10 years in the job, Sydneysider Kimberley Burrell has seen it all - from events getting rained out, to re-planning an entire reception after all the venue staff contracted Covid and even putting together an elopement ceremony in less than 24 hours thanks to an impending lockdown hours later.  She founded her own event styling business The Marmalade Sky in 2015 and creates dozens of 'badass', one-of-a-kind weddings across Sydney and NSW each year.  Kimberley has an eye for making affordable buys from Kmart, Bunnings and IKEA look high-end but said splashing out on favours for guests is most often than not a waste of money.  The savvy stylist's keen eye was of great use last year when she had just...
    YOUR wedding can look upscale without a Kardashian budget. There are a few key elements to focus on to achieve this. 2A wedding guru has shared how to have an expensive looking wedding on a budgetCredit: Getty 2She said that when it comes to food you should try to get your guests to go table by tableCredit: TikTok/sisterofthebrides "If you're getting married, these are four things you could do to make your wedding day look elegant," a wedding guru began in a video uploaded to her TikTok followers. First, she suggested that when you're having people make their entrances, make sure you have two people to help open and close the doors after each entrance. "This makes it look super smooth and organized," she explained. Next up, she said you should make sure you have a proper knife to cut the cake. Read more on weddingsCUTTING COSTS Bride who can’t afford wedding comes up with solution – but it splits opinionBRIDE & SEEK I’m a bride – my wedding dress saved the day but people think it's crazy This will...
    IS your home the worst on your street or in need of a huge makeover? Property expert Scarlette Douglas has given five easy tips that could turn your house from drab to fab on a very small budget. 2Property developer siblings Scarlette and Stuart are hosting Channel 4's Worst House on the Street and giving their top tipsCredit: Not known, clear with picture desk On tonight’s episode - airing at 8pm on Channel 4 - properly siblings Scarlette and Stuart help couple Harry and Yimika transform their ugly terraced house in Croydon.  The first-time homeowners had agreed with the show’s mantra of buying the worst house on the best street, but were desperate to give it a facelift. Daunted by escalating costs caused by asbestos, the property experts helped the couple save a fortune on the DIY job with their hacks. Here’s how you can give your own home the Cinderella treatment on a limited budget… More on home transformationsTILE SAY! DIY fan transforms grotty bathroom into a serene space using bargain £16 tilesFAKING IT I hated my garage door...
    OBSESSED with the luxury house aesthetic? Here are three ways to make your home appear more expensive for half the price. A TikTok interior design enthusiast who goes by @isabellasloft shared her take on three easy, budget-friendly decor hacks that will make your house look more expensive. 6TikToker @isabellasloft shared her tips on inexpensive home decor hacks 6She suggests a balancing technique to make your home appear expensive. OVERALL LOOK OF YOUR HOME Redesigning your home can be stressful, from choosing the perfect pieces and where to put them. But the way to tackle your redesign is to find quick, easy techniques that interior designers use to revamp households. Isabella suggests a symmetrical technique that helps hone in the luxurious decor aesthetic. She said: "Interior designers use a technique called reflectional symmetry." Read More On Home DesignBAD INTERIOR I’m an interior pro – ugly renovation mistake Americans make that should stopHOME TRUTHS I’m an interior designer & there are three trends I’d NEVER have in my own home "If you were to cut the design in half, the...
    SOCIAL media can make everybody else's life seem perfect, but it's important to not get swept away or you may end up with poor spending habits. Almost 36% of young adults are spending money that they don’t have because they are afraid to be excluded from a tempting activity, according to a report by Credit Karma. 1The finance pro explains how Americans are becoming victims of social media FOMO This is also known as fear of missing out (FOMO). One of the main culprits of this happens on social media. How consumers are lured into FOMO on social media There are a couple of ways that consumers are pulled into bad spending habits when using social media. One of them is drunk shopping, according to Ted Jenkin, chief executive officer and co-founder of money management platform oXYGen Financial. READ MORE ON EXCLUSIVES TAKE NOTE Policy expert reveals when Americans can expect more direct payments worth $1,000DEBT RELIEF Americans will have debt wiped from credit reports from TODAY boosting scores “There are a lot of people that go home, they have...
    IT'S always a great feeling to score a fabulous find for less. A TikTok influencer did just that at Target. 1This Target find keeps your coffee warmCredit: TikTok: .targetiseverything The TikTok account .targetiseverything shared a Target find which costs only $5. The influencer came across a cup warmer. The USB powered device can sit on your desk or table and it keeps your coffee, tea or other beverages warm. The influencer, who has 187,000 followers, found the new item toward the beginning of the store. Read more shopping storiesBUYER BEWARE I'm a savings pro – eight items you shouldn't buy at Dollar TreeSHOP TIL YOU DROP I work at Aldi - the worst day to work, but it's the best time to shop Once known as the Dollar Spot, it's now Bullseye's Playground - as not everything is $1. Reviews are in People were quick to comment on the cup .targetiseverything shared. Casy wrote: "I put my candles on them. No smoke!" Most read in moneyHEAD OF STEEL What is the 1944 Lincoln penny and what makes it worth $1.1millionPAYDAY...
    YOU don't have to spend a fortune to make your home look classy and chic. A TikTok video confirms you can transform your home to look expensive without paying any designer price tag. 6Designing a home to be luxurious doesn't have to be expensive 6Four easy changes don't cost much and will have your home looking chic Interior design expert Dani posted her four tips for making your home look expensive, and they don't cost much at all. She says it's all about style and sophistication, both of which can be achieved through discount shopping and basic cleaning. Dani's idea of expensive begins with the infusion of natural stones into the house decor. "Natural stones, like marble and quartz, scream high-end," she says. READ MORE ON INTERIOR DESIGNBEACH CHIC I’m an interior designer - 3 things that are making your home look tackySAVE MONEY I’m an interior designer - make your bedroom look expensive & what to skip But this doesn't mean you have to remodel the kitchen countertops or bathroom sinks with it. "The...
    Buying your first car after graduation (or while you're still in college) can be tricky — especially at a time like this when prices are soaring. The average price of a new car was $46,000 in June and the average price of a used car was $28,000, both up more than 20% since the start of the pandemic, according to Cox Automotive analysis of vAuto Available Inventory data. The market is so competitive that buyers are paying thousands of dollars over the asking price in many cases. And prices aren't expected to come down until at least 2023. So, under those circumstances, if you're in the market for your first car, it's going to be a challenge. Before you get caught up in the buying frenzy, there's one thing you have to get straight first: How much can you afford to spend on a car?Figure out your budgetFirst, be clear on what your budget is: How much money you have/make, what your bills are and what is left over. "You have to figure out what you truly can afford," said...
    A LUXURIOUS style is all of the rage right now in interior design, but don't let the trend fool you. Just because a home may look expensive, doesn't mean it is. 2A luxurious style can easily be achieved for cheap with a few added touches, according to home expertsCredit: Getty 2Having a set dining room table instantly makes your home feel expensiveCredit: Getty With expert-approved tips, your home can look like a million bucks without having to spend a fortune. From your bedroom to your bathroom, it's easy to create a luxe space with a few added touches. OPT FOR A NEW HEADBOARD If you're looking for a way to instantly upgrade the look of your bedroom, a new headboard may just be the trick, according to Time4Sleep bed specialist, Jonathan Warren. He said: “There’s no need to invest in a completely new bed and bedframe to achieve limitless luxe in your bedroom, upgrading your headboard can have a big impact on transforming the often-overlooked decorative furniture piece." Interior design tipsStyle it rich I’m an interior designer...
    OVER 20 children died of heatstroke in 2021 after they were left unattended in a car—but there’s a reliable way to avoid these tragic events. Car seat alarms remind you that your kid is in your back seat, and these products can accommodate most budgets. 2Ride N Remind Back Seat SystemCredit: Ride N Remind The Ride N Remind Back Seat System is rated as one of the best all-around car seat alarms, SafeWise reports. Drivers who can afford to have the Ride N Remind device installed won’t have to use an app or battery to utilize the system. Warnings within Ride N Remind include chimes and voice alerts that occur before the final car horn alarm. Ride N Remind’s versatile functionality can accommodate multiple kids, pets, and the system’s noises won’t wake your baby. READ MORE ON CAR TIPSGO FORWARD I’m a car firm boss - vehicle subscription could save you time and hundredsRULE OF THREES I’m an auto salesman - Three principles that lead to a successful purchase The Steel Mate Baby Car Seat Reminder with lights is...
    WITH a heatwave on its way we’re all certain to spend a lot of time in our gardens in the coming weeks. Cooldown and relax in style after glamming up your garden, with these easy and budget friendly tips from home and gardens expert Jenny Barker. 4Jenny Barker shares her top budget friendly tips for your gardenCredit: TikTok 4I’m a home and gardens expert – five easy ways to upgrade your garden and they only cost a couple of quid, , , , -,Credit: TikTok Jenny posted her top tips to her TikTok account @jenshomejournal, where she shares the home and garden upgrades she’s made to her new-build house, which she recently purchased. Jenny’s first tip for upgrading your outdoor space is to paint your shed and/or fence, going over with the same colour can give the wood a nice refreshed look, or you can change up the colour and create a new garden aesthetic. The expert has created a DIY water feature that adds a whole new level of chic to her garden. In another video, Jenny shares exactly...
    Lifestylevisuals | E+ | Getty Images Homebuyers are feeling the squeeze of rising mortgage rates. On top of that, housing prices remain high. That may lead many to rethink their budget. "As mortgage rates go up, it raises the cost of buying a home with a mortgage," explained Danielle Hale, chief economist at Realtor.com. "For many homebuyers, higher mortgage rates equal a higher monthly cost, especially for those taking out a large mortgage." More from Invest in You:The big risks in buying a house sight unseen5 steps you can take now to prepare your finances for a recessionHow to save money on summer cooling bills as energy prices rise The rate for a 30-year fixed mortgage is now 5.65%, according to Mortgage News Daily, up from 3.29% at the start of the year. The median listing price hit a record $450,000 in June, according to Realtor.com. At the current rate, the cost of a 30-year fixed mortgage on a $450,000 home means $2,078 in monthly payments, if you put down 20%, according to Realtor.com's calculator. That doesn't include property tax,...
    WEDDING season is upon us and if you’re one of the lucky few saying ‘I do’ this year then be sure to follow these top tips and get the cake of your dreams. Your mind may be buzzing with all the various questions that come along with choosing a wedding cake; what size should it be? What flavour? Will it feed all our guests? 1Remember these tips to get your perfect wedding cakeCredit: Getty Annie Bennett, founder of Leading Lady Cakes, spoke to Hello and gave some of her top tips for choosing a cake for your big day. Remember to stick to your budget The price of the cake really depends on the size you’re looking for, but remember to consider your budget, you don’t want to get the most expensive cake and not have enough money for anything else. “There's no set price list, and each baker will price their work according to their own set-up. Some bakers charge per person, but most will base prices on the size of the cake, the detail of decorations required and...
    PRELIMINARY research is the key to successfully shipping your car. My experience working at a vehicle transport company will help you find an effective auto shipping plan within your budget without you breaking a sweat. 3Open-carrier auto shippingCredit: Getty When you book your appointment, your shipping service, and your vehicle’s specs are three primary factors that will influence your car transport quote. Do your best to book your appointment 2-4 weeks ahead of your vehicle’s ideal departure date. This timeframe ensures that a shipping company can offer you availability and your preferred service. Most car transport organizations don’t allow their customers to book more than a month ahead. READ MORE ON CAR TIPSSPEED KILLS I’m a money expert - three things to do before paying your speeding ticketCAR SHARK I’m a sales expert - my four steps on how to sell your car This 30-day pre-booking limit ensures that a shipping company doesn’t have to change your quote based on continually-shifting market factors like time of year. Domestic car shipping is typically completed via open or enclosed transport. Airfreight...
    YOU don't need to spend a ton of money to make your home look expensive. In fact, you don't need to do a lot of work, either. One interior design expert shared 14 home hacks she used to transform her space on a budget. 10YouTube star Shea Whitney shared her budget interior design strategiesCredit: Youtube/ Shea Whitney Shea Whitney has 1.44million subscribers on YouTube, where she shares home design tips, organization hacks, and the products she can't live without. In a recent video, Whitney gave viewers a peek into her own home, and showed off the budget-friendly tools and tricks she uses to make her decor look expensive. "These ideas are very, very simple," Whitney said, "but they really do elevate your home." Her 14 tips are easy and inexpensive, with no time-consuming renovations or pricey DIY projects required. READ MORE HOME TIPSDividing opinion DIY pro shows how to jazz up your living room, but his sofa causes a stirWASH AND GO Cleaning fan thanks 'legend' for suggesting unique way to clean her shower To start, Whitney headed outside for...
    AS inflation continues to rise, many Americans are looking for ways to save on their grocery bill. One expert is sharing 10 simple and easy shopping tricks to keep in mind on your next grocery trip. 1There are a number of ways to save money when grocery shopping First, buying generic brands can save you cash. While some name brands might be a necessity on your list, others can likely be swapped for a generic or store brand at a fraction of the cost. This is often the case for canned goods and kitchen basics, like pasta, rice, canned vegetables and beans, butter, and spices. You may also wish to consider where you shop. READ MORE SHOPPING TIPSSUPER SAVINGS I'm a Walmart superfan - I got $117 of groceries for $5 just using my phoneSAVINGS PRO I’m a chef - my two Aldi budget dairy items you must buy under $4 Certain stores, like Aldi and Lidl, tend to have lower prices than other big stores. Sometimes, Trader Joe's falls into the more affordable category as well, depending on what...
    BUYING your first car can feel overwhelming—especially now as auto prices increase due to supply shortages. But some careful planning can put you on the path toward a car buying satisfaction. 2Cars lined up on dealership lotCredit: Getty Here’s your look at how you can purchase a car without blowing up your budget. Select the Right Car Choosing the right car extends far beyond curb appeal and into areas like maintenance history. The ideal used vehicle has service receipts that note when and where the model received maintenance or repairs. CARFAX is a company that streamlines prospective car buyers’ ability to access a vehicle’s service history. READ MORE ON CAR BUYINGWHOLESALE WHEELS Nine little-known ways Costco can save you money when buying a carRETURN RUNDOWN When you can and can’t return a car you’ve bought Two of the best ways to verify a car’s condition aside from checking its service history include getting a mechanic’s opinion or buying Certified Pre-Owned (CPO). A third-party mechanic is in a neutral position to honestly evaluate a car you’re considering and communicate...
    YOUR next home renovation project doesn't need to have a five- or six-figure budget. If you plan carefully, you can increase the value of your home in a big way with small investments – for as little as $40. 1Renovating your home doesn't need to break the bank, pros saidCredit: Getty - Contributor The home pros at Apartment Therapy collected the best home renovations under $1,000 worth doing, inspired by a Reddit thread. Here are the projects you can add to your to-do list, depending on your budget. IF YOU HAVE $50 With a small budget of only $50, you can still improve your home in meaningful ways. Head to the kitchen, where you'll be opening up the cabinets and making a major investment with a little cash. READ MORE HOME TIPSHANDS OFF I'm a home repair pro - my hack will fix a crucial mistake with clogged toiletsDOOR PRIZE I'm an interior expert - why the color you paint your garage door matters Installing shelves in your kitchen cabinets is a great way to expand your storage, without the...
    Retirement bills Some costs can be reduced or eliminated in retirement, while other expenses might remain the same or even increase as you age. You won’t have to pay commuting costs or buy expensive clothes for work in retirement. But you might face new costs as you use more health care services or take up new hobbies to fill your days. Remember to factor the following expenses into your retirement budget. Housing Housing is likely to be your biggest cost in retirement, but there are a variety of ways to significantly reduce your monthly housing bills. Paying off your mortgage can eliminate a major monthly expense, leaving only the cost of taxes, insurance and maintenance. Another option is to downsize to a home that costs significantly less and free up home equity to pad your nest egg. Moving to a new place with a lower cost of living can improve your retirement finances. A smaller home in a less expensive neighborhood could also reduce your heating, cooling, maintenance and tax bills. Medicare premiums Most people don’t pay a premium for...
    valentinrussanov | E+ | Getty Images The housing market is hot right now — if you're a seller. Buyers, on the flip side, are having a harder time finding homes. Americans are aware of the struggles they face in buying a home. More than 70% of U.S. adults believe the housing market is currently in a bubble, and more than half say it's a bad time to buy a home, according to a survey of more than 7,000 adults from Momentive. More from Invest in You:These 10 companies help pay for their employees' vacationsWhat Gen Z and millennials want from their employers85% of those who negotiated a job offer were successful. Here's how to do it Price is a major factor that's keeping potential buyers on the sidelines — some 38% said they have delayed or canceled plans to buy a home due to inflation. People of color were also more likely to push off a home purchase due to rising costs, the survey found. "More scuttled or delayed plans to buy among these groups threatens to exacerbate already wide...
    PRIME summer weather is setting in, and you should be settling in – into a comfy outdoor space, that is. If a winter of disuse and a spring of yardwork have left your backyard less than welcoming, it's time for an affordable revamp. 4Revamp your backyard on a budget to spend all summer outsideCredit: Getty Luckily, the experts at Architectural Digest shared a lengthy list of ways to improve your backyard without busting your budget. These are the three areas you need to focus on to make your backyard space comfortable enough to spend all summer outside. SIT BACK AND RELAX 4Redecorating your back yard for summer doesn't have to be expensiveCredit: Getty The number-one way to get your family to enjoy time outside this summer? Seating. Lots and lots and lots of seating, the experts advise. READ MORE ABOUT HOME DESIGNPRISTINE PATIO I’m a gardening pro – my solution cleans a patio in 20 minutes & kills weedsnew home, new you I'm an interior designer – the things you need to buy when you move house After all, when...
    AFTER spending almost two years locked inside our homes, it's no wonder we want to redecorate our space for a fresh new start. Well, you can put down your credit card, because the mother-daughter duo behind the online interior design courses, Clairrow, has revealed how to upgrade your home for cheap. 3Mother and daughter duo Catherine and Alexandra Davin have revealed how to make your home feel luxurious for cheapCredit: Catherine and Alexandra Davin 3They also revealed how to make it look cheap by accidentCredit: Catherine and Alexandra Davin Speaking directly with The US Sun, mom Catherine and daughter Alexandra talked about what can make or break your space. The design team, who has over 30 years of experience in high-end, residential interior design, explained that elevating the look of your home can be as simple as adding a few throw pillows. "Add throw pillows to a sofa or lounge chair to create a more polished, designed look," Catherine recommended. "You can find tons of options in a variety of budgets and styles. Throw pillows allow you to add more...
    BUDGETING should be organized by your priorities. At least according to entrepreneur, investor and YouTuber, Zac Hartley. 1To budget for your priorities, list your goals and save from the top down Zac, who goes by zac__hartley on TikTok, shared with his nearly 52,000 followers that when you are budgeting, the first thing you save for should always be the most important. For example, if you're saving for retirement, purchasing a home or trying to increase your investment accounts, that should be the first thing where you allocate your money. He shares the benefits of listing your money goals in order of importance. His starts with retirement as the number one goal, followed by mortgage, car payment and then, kids' sports. Read More on Saving MoneySAVVY SHOPPING I'm a former TJ Maxx employee - Here are five tricks to max out savingsSHOPPING SECRET Four Walmart grocery shopping tricks to save money and time Once your number one goal is agreed on and listed, jot down the rest of the things that are most important. As you get all the way...
    MAKING your home look expensive doesn't have to cost a fortune. Especially if you take a page from this woman's book and get crafty. 4Christina's top tips are easy enough for anyone to followCredit: Youtube Christina Dennis, who goes by The DIY Mommy is a DIY and décor pro whose useful trick and tips are perfect for those on a tight budget. She says: "No matter how big or small your space is, no matter how high or low your budget is, you can use these tips to make your home look amazing." Change the hardware The handles and knobs on your cupboards don't have to stay the same, in fact it's pretty cheap and easy to switch them up. Read more on DIYOH WOW I’m a DIY queen and these three hacks will add LOADS of value to your home The DIY lover says that changing dated hardware for something more sleep is a great way to update your...
    (CBS4) — Call it Christmas in July: Gov. Jared Polis wants to issue checks to every Colorado taxpayer over the next few months. Individuals would receive $400 each, and couples would get $800. The refunds are required under the Taxpayer Bill of Rights or TABOR but weren’t set to go out until next year. (credit: CBS) In an exclusive television interview with CBS4 Political Specialist Shaun Boyd, the governor said, if the legislature passes a bill, he’ll put the checks in the mail this summer. “Just get it out to people quickly,” Polis said. “No reason the government should sit on your money 10-12 months.” The governor says between $4 a gallon gas and 40-year high inflation, many Coloradans are struggling to make ends meet and the state, he says, can and should help. “The state is in the best fiscal shape it’s ever been in,” Polis said. The governor says Colorado has recovered more jobs than it lost during the pandemic, and our economy is so strong, revenue will exceed what the state’s allowed to spend under TABOR by...
    FASHION rental companies are here to stay, and we couldn't be happier. Many shoppers have turned to rental companies, such as Hurr, Hirestreet and My Wardrobe HQ, to hire a dress, and this extends to your own wedding dress. 1Save money on your wedding dress by renting it instead If you click on a link in this story we may earn affiliate revenue. Boris Johnson's wife turned to My Wardrobe HQ to rent her Christos Costarellos gown, but she is not the only one with HURR has noting a 268% in bridal rentals. Considering your wedding dress you only wear once, renting your gown for the day, weekend, or week, just makes sense. Rental companies have a whole host of brands, including designer labels across bridalwear to loan; from royal-approved label Vampire's Wife to Cecilie Bahnsen, Self Portrait and more. Some rental retailers may be cheaper, renting dresses that aren't traditionally wedding dresses - but if you're looking for something different you may find you can save hundreds. Not only is there a wide selection of...
    SELLING Sunset is back for a fifth season today and is jam-packed with a host of luxury mansions that have us dreaming of winning the lottery.  But can you achieve the luxurious modern interiors in your own UK pad without having a six-figure budget?  4Selling Sunset is back for a fifth season on Netflix and viewers will be treated to numerous jaw-dropping mansionsCredit: Netflix 4You can transform your pad using six cheap tricksCredit: Mega The fitted bedroom experts at online-bedrooms.co.uk are sharing their favourite cost-effective ways to recreate the LA pads featured on the hit Netflix show. Here’s how to create a home so swanky that even the glamorous Christine Quinn would be green with envy…. Neutral decor A mix of pale woods, off-white and warm grey-beige tones create the look of some of the most high end homes in the states.  Those with smaller budgets should opt for a fresh lick of paint around their home, and maybe look to create some of their own minimalist art in complementary tones. Take a wide paint brush loaded up with your...
    Most Americans struggle to figure out which health insurance plan will save them money. It is a process that can be confusing, time-consuming and costly. A study of almost 24,000 employees at a major Fortune 100 company found that 61% of them chose the wrong plan for their needs. The average employee could have saved an estimated $372 per year by choosing a different plan, according to the researchers at Carnegie Mellon University who conducted the study. "The majority of employees chose plans that were more expensive, regardless of how much health care that they actually consumed the following year, and on average, the cost of these choices was about 2% of salary," Carnegie Mellon associate professor of economics Saurabh Bhargava, who authored the study, told CNBC. More from Invest in You:How this risky strategy can leave retail investors vulnerableHere's how to invest your money if you are saving for your next vacation5 money-saving tips from a TikTok lawyer who reads the fine print In 2018, over 8% of Americans' total household spending went toward health-care costs. This represents about...
    D3sign | Moment | Getty Images Inflation has hit levels not seen in 40 years and Americans' wallets are feeling the strain. Prices are rising on everything from energy to food to shelter, costing the average American household an additional $327 per month, according to a Moody's Analytics analysis. That's higher than last month's estimate of $296 per month. The latest figure is based on the Consumer Price Index's 8.5% year-over-year rise in March. The index measures a basket goods and services. Food rose 1% from last month and 8.8% over the last 12 months, while gasoline jumped 18.3% since February and 48% from last year. More from Invest in You:Here's what consumers plan to cut back on if prices keep going upHow to save money on travel amid high inflationInflation fears force Americans to rethink financial choices However, there is some good news, according to Moody's Analytics' senior direct of research Ryan Sweet, who conducted the analysis. "Our forecast is that March was the peak for year-over-year growth in inflation and that it will gradually moderate," he wrote. Yet...
    Image Source | Getty Images Inflation is quickly raising prices for households in core areas of their monthly budgets — energy, food and housing. That's making it hard for consumers to avoid a financial hit, even as wages are also rising at their fastest clip in years. But there are levers Americans can pull — relative to their jobs, investments and spending — that may help, according to financial advisors. "I liken the situation to being out at sea in a tiny little boat in the midst of a horrible storm," said Andy Baxley, a Chicago-based certified financial planner at The Planning Center. "You just have to control what you can control. More from Personal Finance:Rising inflation may increase yearly rates for I bondsHere's what Americans plan to cut as prices continue to rise40% of recent job switchers are again looking for a new position "You can't control the storm or ocean, but you can control what you're doing on your little boat." The Consumer Price Index jumped 8.5% in March 2022 from a year earlier, the fastest 12-month increase...
    A POSH-looking home is achievable even without a Kardashian budget. Interior designer Mandy Shipp showed exactly how to make your abode look like it's on the cover of a luxurious home magazine for cheap. 4According to Shipp Gutter chains are easy to install and can replace downspoutsCredit: Tik Tok / mandyshipp 4The house numbers are lightweight and double-sided foam can make them stay putCredit: Tik Tok / mandyshipp In a series of social media videos, Shipp gave some insight on how she makes her home look extravagant while saving big bucks. GUTTER CHAINS Shipp's first tip was to get gutter chains which could be purchased on Amazon for under $100. According to Shipp they are easy to install and can replace the downspouts for gutters. When it rains the water will simply flow down the chains. Read more interior design storiesOH WOW I’m an interiors expert, these are the 12 hacks to create more space in your houseOH NO I’m an interior designer - 10 things that are making your home look cheap and messy Adding loads of...
    Most homes are in dire need of more storage. But with little space it can be hard to make the most of what you do have. 2Shelves are a great and simple way to create more space and storage in your homeCredit: Alamy You might be forgetting about some spaces in your home that with minimal DIY skills can be transformed to hide away all the extra stuff you can't part with. Vertical spacing While you might not have a lot of floor space, you will have loads of vertical room. It's important to utilise this space with shelving if you want more storage. Just be carful not to overcrowd your walls, as this will make it look cluttered, floating shelves are a great way to get around this. Read more on interior designHOMEWORK DIY whizz shows how to create stunning £350 velvet stool dupe for £23DI-WOW I'm a DIY whizz, I transformed my bedroom into my dream boho space with bargains Multifunctional furniture Rebecca Snowden, Interior Style Advisor at Furniture and Choice, shared: "Using multifunctional furniture is key for maximising storage space...
    IT'S no secret that house renovations can cost a small fortune. But one savvy woman, from the US, has taken to TikTok to prove that not everything has to come with a hefty price tag. 3Jess, who is from the US, took to TikTok and shared her impressive bathroom floor transformation. Pictured, the bathroom floor beforeCredit: Tik Tok 3The savvy DIY fan revealed how she did the modern makeover on the cheap. Pictured, after the makeoverCredit: Tik Tok In a short video, Jess explained how she hated her guest bathroom floors but re-tiling wasn't in the budget, so she painted them instead. Sharing her top tips with her social media followers, the DIY fan began: "I started off by giving everything a good vacuuming.  FABULOUS BINGO: GET A £5 FREE BONUS WITH NO DEPOSIT REQUIRED "I then used TSP which is a heavy-duty cleaner to scrub down my floors." Jess went on to say how she then used a tile sanding block to scuff up the surface of her tiles, before coating the floor with primer. ...
    The poll results are in. The award for stupidest and most incoherent slogan in American political history goes to… 'Defund the Police.' Congratulations Democrats! You remember 'Defund the police'? Of course, you do. How could you possibly forget? It is right up there with John Kerry's infamous 'I voted for it, before I voted against it,' which is credited in no small part to putting the nail in the coffin of his extremely forgettable 2004 run for president. To be honest, the first time I heard 'Defund the Police,' I didn't understand what it meant. But that's because no one really did. Some said it meant 're-envisioning the police' while others said, yes, literally it means we don't want a police force to exist anymore. It was kind of like political astrology. People read into it whatever they wanted and Democrats were always too clever by half when they discussed the issue. Even after a veto-proof majority of the Minneapolis City Council pledged to defund and dismantle the police department in June 2020, Democrats refused to take a clear position....
    KEEN to get stuck into gardening this spring? Horticultural expert, radio and podcast host Ellen Mary shows SIOBHAN O’CONNOR the way to grow with her easy tips to help your garden skills blossom. 8Horticulturalist Ellen Mary shares her blooming easy tips to suit every beginner MULTIPLY YOUR PLANTS FOR FREE 8Now is a good time to lift and divide the clumps if you already have established perennialsCredit: Getty IF you already have established perennials in your garden, now is a good time to lift and divide the clumps. By doing this you will help the existing plant to thrive, at the same time as being able to plant the division – giving you free ones. If you do not have any already in your garden, a neighbour or friend might be happy to share. Or take cuttings from your own or a family member’s plant. Read More on GardeningSUMMER READY The best gardening jobs to do in April & what to plant this monthLAWN & ORDER The last chance to do these gardening jobs which need to be done...
    A SAVVY DIY-er has revealed how you can instantly upgrade your bathroom on a tiny budget by changing one thing. Helen shared the hack on her TikTok account, homelyrose_, where it has gone viral with over 600k views. 2She used an exterior paint that was durable to water and totally transformed her bathroomCredit: Tiktok @homelyrose 2Helen's bath had started turning yellow and she wanted a quick fixCredit: Tiktok @homelyrose While Helen is renovating her home she is sharing her journey on TikTok. Fed up with her yellow stained bath panel, she wanted to remove it without paying for an entirely new bath tub to be put in. The mum only needed to buy one item to complete the DIY project and shared it with followers. First, Helen sprays down the bath and gave it a good clean and dries it. READ MORE HOME TRANSFORMATION STORIESSHELL YEAH Stacey Solomon transforms £8 soap dispensers for mermaid bathroom in minutesDI-WOW I hated the tiles in my bathroom so gave them a stunning cheap update with VINYL Then, the mum uses black Zinsser allcoat...
    Mikolette | E+ | Getty Images Prior to the pandemic's red-hot housing market, there was a simple profile that constituted an "A" buyer, according to Brian Copeland, a realtor in Nashville, Tennessee. "Four years ago, an 'A' buyer was someone who was pre-qualified for a loan, had 3% down and could go out this weekend and buy a home," said Copeland, who is also president of the industry association Greater Nashville Realtors. "Now, an 'A' buyer has all cash." In addition, the top buyers today are willing to waive appraisals and inspections and, in some cases, don't even view the house they're purchasing in person, he said. More from Invest in You:The ultimate retirement planning guide for 2022Why you should start paying off debt now — and how to get startedInflation is costing U.S. households nearly $300 more a month "Everyone is being squeezed," said Copeland, adding that middle-class affordable housing is "absolutely suffering."Prices are going upAmericans are aware of the struggles they face in buying a home. More than 70% of U.S. adults believe the housing market is currently...
    THERE'S no need to drain your entire paycheck so you can have the room of your dreams. A home, beauty, and lifestyle guru revealed how she made her bedroom look luxurious on a budget – and you can too. 4A home and lifestyle expert shared three ways to make your home feel more luxurious without spending a fortuneCredit: TikTok/heyitsayeyi 4She said she made changes to her bedroom so it feels like a chic boutique hotelCredit: TikTok/heyitsayeyi WALLPAPER Wallpaper has previously been seen as outdated, but it's certainly making a comeback as a cheap way to spice up your space. Home and life expert Ayeyi said in a video shared to her 33,000 TikTok followers that she wallpapered a single wall in her bedroom because she wanted to feel like she was living in a "luxe and cozy boutique hotel." "Wallpaper can completely transform the look of a room," she stated. "I like to use peel and stick because it's super easy to apply and doesn't damage the walls." Read more in lifestyleHOME HELP I'm an interior designer – why...
    In this article WFCA shopper bags fruit inside a supermarket in Chevy Chase, Maryland, on Feb. 7, 2022.Mandel Ngan | Afp | Getty ImagesInflation is costing the average U.S. household an additional $296 per month, a Moody's Analytics analysis found. The figure is based on the latest reading on consumer prices, which rose 7.5% in January compared with a year ago, according to the U.S. Department of Labor. "It is going to get worse before it gets better," said Moody's Analytics senior economist Ryan Sweet, who conducted the analysis. While the pain is felt across the board, some are feeling it worse than others. More from Invest in You:Want to give your finances a spring cleaning? First, get organizedHere's what to know about managing your debt in retirementWant to find financial success? Here's how to get started Low- and middle-income U.S. households spent approximately 7% more in 2021 for the same products they bought in 2020 or in 2019, an analysis by the Penn Wharton Budget Model found. In comparison, spending by wealthy households went up 6%. A separate study...
    THERE are many upfront expenses that make moving out of your parents' home financially overwhelming. However, TikTok personal finance expert, Ammochlife, put together a budgeting strategy that can help you get a grasp of your finances. 1This strategy is supposed to help you be prepared for the new financial situations and challenges you will face in this journeyCredit: TikTok / @amoochlife The budgeting strategy consists of three phases: before the move, during the move and after the move. This strategy is supposed to help you be prepared for the new financial situations and challenges you will face in this exciting journey. For instance, if your car breaks down, you will want to have enough money set aside to cover a car repair and your monthly expenses. Before the move Before you move, Ammochlife recommends getting figures for your security deposit, rent and utilities. read more Property storiesHOUSE THAT I rent out my $343,000 first home for extra cash - follow my tips to do it tooSTIMULUS UPDATE Rental assistance is ending in states - you could miss out on up...
    SOME residents could see a $1,300 check in their future if state lawmakers can propose a new energy rebate bill. The Alaska House of Representatives is expected to propose a one-time $1,300 energy rebate to all residents as oil prices skyrocket. 2An energy rebate bill might give Alaskans an extra $1,300Credit: Alamy The operating budget is set to be unveiled to the House Finance Committee on Thursday.  According to Representative Bryce Edgmon, the $900million in funding for the rebate will come from the state’s general fund. The fund is expected to get a major boost from oil prices going over $100 a barrel. Part of the reason for the proposed payments is due to the economic costs of the Covid-19 pandemic.  Edgmon said the costs for fuel could double for rural Alaskans before the end of 2022, which is another justification for the payment. Then-Governor Sarah Palin successfully proposed a $1,200 energy rebate to help residents with rising fuel costs back in 2008. Most read in MoneyFREE MONEY New $17,000 checks to be sent in huge guaranteed cash programCASH COMING...
    EVERYONE knows that refurbishing your home can be hugely expensive and time consuming, especially if you’re opting for a more lavish look. However, it needn’t be according to these interior designers who have revealed how to make your house look expensive without spending a fortune. 1Interior designers have revealed the budget house tips to make your home look expensiveCredit: Getty From applying a fresh coat of paint to switching up the lighting, we reveal how to make your space look boujee on a budget… Switch up the lighting According to Rushda Hakim, senior designer at Interior Marketing Group, if you are going to invest in one thing, make it a statement light fitting. She told Insider: “It creates a focal point in a living or dining room and elevates the space, she explained.” Table trickery Javier Fernandez, owner of and designer at Transitional Designs says that an affordable way of creating a lavish look is by adding small objects with a purpose to a space. Most read in LifestyleOUT OF THIS WORLD Pluto return LIVE as planet's alignment becomes same...
    REDECORATING your home can set you back a fortune if you're not careful. Whether you want to change your kitchen countertops, paint your walls or add some new furnishings into the mix, the cost soon stacks up. 4Marble vinyl is an effective and cheap way to revamp multiple items around the homeCredit: Amazon 4You can use it to cover kitchen countertops, bathrooms or even old furniture you want to upcycleCredit: Getty Luckily, we've found 10 budget-friendly ways in which you can instantly revamp your home, and they're all super easy to do. If you feel like your kitchen countertops need updating you could try this self-adhesive marble vinyl paper that is super easy to apply. Not only can you use it in your bathroom or kitchen, but you can also apply it to furniture to give it a new lease of life and the best bit is it's only £5.99 a roll. If you're living in a rented house and are worried about redecorating the walls, you could try this peel and stick wallpaper. It works similarly to the vinyl...
    Taiwanese ethnicity man looking at the home budget and sorting out bills using his laptop in his cozy living roomSrdjanPav | E+ | Getty Images Americans are feeling the impact of surging inflation, which doesn't appear to be easing up anytime soon. For many, that means it's a good time to revise the family budget. The Consumer Price Index rose 7.5% on the year in January, according to a Thursday release by the U.S. Department of Labor. That notched the highest reading of the inflation gauge since February 1982. Nearly all categories measured by the index increased month over month, and all were higher than a year ago. Energy costs, food prices and used cars and trucks posted some of the largest jumps. More from Invest in You:If you are quitting a job, here are some options for health insuranceHere are the top jobs in the U.S. — and how to land themThis company just decided to give employees a 4-day week permanently "It's critically important to revisit your budget and how you want to go about spending your money,"...
    A MUM-OF-NINE has revealed how she manages to feed her family for £1.90 a head per day. The stay-at-home mum, who lives in rural Canberra, New South Wales, Australia, shared how she keeps to a tight budget of just £630 a month to feed her family of 11, spending just £10.41 on dinner. 4Claire with her nine children; Georgina, Charlotte, Franchesca, Abigail, twins Catherine and Elizabeth, Rose, Martina, and Michael.Credit: Mercury 4A typical fortnightly shop for the mum-of-nine costs around £315Credit: Mercury Claire Louise Hooker, 35, who is a home-school teacher and blogger, and her husband Mark, 39, a civil service worker, are forced to travel over 29 miles each shopping trip, due to the lack of shops in the rural town where her family lives. Claire said: “The budgets can go up and down when you consider birthdays, as they run from October to May, but for food, we always try and stick to £630 a month. “We have to bulk buy a lot of items like bread, and raw meats including chicken and beef, as we tend to...
    A savvy mum has shared her simple trick for restoring old canvas sneakers and making them look brand new again. The Australian woman, Alana, said she used a solution of hot water and Aldi's $1.25 Di-San Oxy Action stain remover with eucalyptus oil. Alana also used a detailing brush from Supercheap Auto to make her Converse sneakers gleaming white in just 30 minutes. BEFORE: A woman has shared her simple trick for restoring old canvas sneakers and making them look brand new again, and all you need is a couple of budget products RELATED ARTICLES Previous 1 Next Australia's first ever DIVORCE 'detox' retreat is set to... You can now buy oozing Golden Gaytime PANCAKES in a hidden... McDonald's set to launch NINE new never-before-seen menu... Which workout burns the most calories? Trainer compares... Share this article Share AFTER: The Australian woman said she used a solution of hot water and Aldi's $1.25 Di-San with a detailing brush from Supercheap Auto to make her Converse sneakers as white as possible 'I sprayed...
    TRANSFORMING your garden is a big task which requires lots of patience, time and money. Getting your garden to look picture-perfect often comes at a hefty price - but here's how to do it on a budget. 1Transforming your garden doesn't have to cost a fortuneCredit: Getty Images - Getty How much does it cost to transform a garden in the UK? In the UK, the costs of transforming a garden can range depending on location, size and specific requirements. For example, if you're looking to add special features such as a water fountain, fire pit or decking, you'll have to spend quite a bit. According to Checkatrade, the cost of a garden makeover per square meter ranges from £30 - £150. This means, that if your garden is an average size (the average size of a garden in the UK is 188 square metres), you'll be looking to spend around £5,600 - £30,000. Of course, £150 per square meter is a hefty price, which not a lot of households can spare. But this includes the cost of hiring...
    Portra Images | Getty Images Many Americans may be experiencing a spending hangover after the holidays. This year, it may have been easier than ever to spend more than intended. Some families were able to gather together after being apart last year, and inflation and supply chain issues have driven up the cost of many goods. Now that the U.S. is grappling with the new omicron variant of Covid-19, budgets may again need to be reworked to account for things such as quarantining, at-home testing and upgraded masks. More from Invest in You:'Tis the season for holiday bills. Here's how to pay them offInflation could mean a big heating bill this winter. How to prepareYou need at least $1 million saved to retire in these cities "It's so easy to do," said certified financial planner Diahann Lassus, managing principal at Peapack Private Wealth Management, based in New Providence, New Jersey. Still, starting off 2022 on the right foot for many includes having personal finances in order. If you overspent during the holidays, here's how to get back on track. Give yourself a...
    Air Fryer's popularity peeked in 2010, but the healthier-frying kitchen gadget's mass appeal has undoubtedly endured. In fact, air fryers were on of the most popular gifts this year. But you’re still wondering what it is, allow me to further explain to help find the best air fryer for the price and your specific needs. Basically, an air fryer is a compact electric convection oven, which means it’s an electric oven that distributes heat evenly throughout its cooking chamber by circulating air. The effect of high heat evenly distributed in a small space creates foods that taste, well fried, but with far less fat and calories. Sure, you do add a bit of oil for many air fryer recipes, but you’re not sinking your mozzarella sticks, chicken wings, cauliflower steaks, tofu chunks, fries, and on it goes down into a hot bath of cooking oil. Over the course of the past few years, both as a pretty avid cook and as a guy who does a lot of product testing for my job, I've tried out quite a few different...