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    Jose Luis Pelaez Inc | DigitalVision | Getty Images If you have a flexible savings account for health-care expenses, it's probably worth checking whether any of that money is on the verge of disappearing. An estimated $1 billion in those accounts could be forfeited in 2022, according to an estimate from FSAstore.com. Some forfeitures could happen soon, due to a March 15 deadline at companies that have a 2.5-month grace period for spending the previous year's unused FSA funds. "We're concerned that if workers don't understand their deadlines … they're going to forfeit money," said Rachel Rouleau, vice president of compliance for Health-E Commerce, parent company of FSAstore.com. More from Personal Finance:Big raises may be coming back down to earthThe IRS has sent out nearly 30 million refundsHere's how to qualify for in-state college tuition FSAs let workers stash away pre-tax money for qualifying medical expenses or, separately, dependent-care expenses. The limit for 2022 contributions to health-care FSAs is $2,850, up from $2,750 last year.  The standard deadline to use your health-care FSA money is Dec. 31 of the year...
    Getty Images If you heard that the rules for flexible spending accounts are more generous this year, it's true. Just don't count on being able to take advantage of them. While congressional legislation expanded certain aspects of both health-care and dependent-care FSAs for 2020 and 2021, it's up to employers whether to adopt the provisions. With many companies holding open enrollment for employee benefit plans around this time of year, it's worth checking to see what your employer is (or isn't) doing before deciding how much to contribute next year. More from Personal Finance:Here's the tax bill for Powerball's $699.8 million jackpot8 money moves to help you make up for lost incomeHere's how some states have become global tax havens Both types of FSAs let you save pre-tax dollars to help cover either qualifying medical expenses or dependent care expenses like child care. In typical years, any unused money in your health or dependent care FSA account at the end of the plan year (often December) is forfeited. However, some employers give you a 2.5-month grace period to spend the...
    Sarah Ferguson  has described her former mother-in-law the Queen as more of a mother to her than her own while speaking on a podcast.  The Duchess of York, 61, who divorced the Duke of York in 1996, has sparked a raft of royal scandals over the years, but said the monarch was her 'greatest mentor' and had always believed in her.  Speaking on the Tea with Twiggy podcast as she promoted her Mills & Boon romance novel Her Heart For A Compass, the duchess paid tribute to the Queen for being 'modern, flexible and forgiving.' Sarah compared their relationship to the one she had with her own mother Susan Barrantes, who passed away in September 1998, saying: 'I think to myself that honestly my mother-in-law has been more of a mother to me than my mother.' Her comments come days after she joined her ex-husband Prince Andrew at Balmoral to spend time with the Queen.  Sarah Ferguson, 61, has described the Queen, 95, as more of a mother to her than her own was while speaking on a podcast  ...
    We tell you all the features and specifications of the Samsung Galaxy Fold 3, the new South Korean foldable that comes with a camera under the internal screen, improvements in resistance and the power of the Snapdragon 888. That time of year has come when Samsung shows its new products and, in addition to the new Galaxy Watch 4 and the second generation of the Galaxy Buds, we have folding mobile phones. At Unpacked in August we used to see the new Notes, but this year it seems that we will not have a new generation of that beloved family, which takes a step back to make way for two new folding. We have already told you all the features of the Galaxy Z Flip 3 and, now, We go with the details and specifications of the Galaxy Fold 3. Galaxy Fold 3 External display 6.2 “panel | 2X Dynamic AMOLED | 24.5: 9 aspect ratio | HD + resolution of 2,268 x 832 pixels | 387 pixels per inch | 120 Hz Internal display 7.6” panel | Dynamic...
    DENVER (CBS4) – As employers have been planning post-pandemic work models, a key concept that is gaining traction is a hybrid schedule which combines remote work with in-office days. CBS4 checked in with the Denver Metro Chamber of Commerce, a leading voice for the business community, to see what businesses are planning to do as offices do open back up. Chamber of Commerce CEO and President Kelly Brough says she’s hearing a lot of people miss seeing their co-workers face to face, but for many, remote working had some perks. “What were seeing is employers increase flexibility. People are recognizing the upside of when families have some flexibility in their schedules, so I expect we will see more of that,” Brough said.
    THERE’S nothing glamorous about a toilet brush, but this cleaning fanatic has found a bog brush that’s super hygienic and easily stored - and it comes in pink. The cleaning enthusiast shared a clip of her new, silicone loo brush, and viewers can’t wait to try it for themselves. 3The brush has a totally new, more hygienic designCredit: Tiktok / @cleanwithabbi Mum-of-two and Tiktok user Abbi shared the video, showing exactly why her new toilet brush is a game changer. In the clip, she shows that the brush is made of silicone, so the bristles are more spaced out and smoother than a standard toilet brush, meaning that the product is far easier to clean. It’s also a flatter design and it’s totally flexible, so it can get into nooks and crannies. In a follow-up video, Abbi also explains that the brush can be stuck up on the bathroom wall, meaning your bathroom will look less cluttered. 3It can even be stuck on the bathroom wallCredit: Tiktok / @cleanwithabbi 3The brush head is flexible for better reachCredit: Tiktok / @cleanwithabbi...
    SEOUL, SOUTH KOREA - Donald Trump approached North Korea with threats of “fire and fury,” followed by made-for-television summits with its leader, Kim Jong Un.  For Barack Obama, it was “strategic patience,” which tried to use steady economic and military pressure to convince Pyongyang to return to talks.  Now President Joe Biden is attempting what U.S. officials describe as a middle ground between his predecessors’ approaches, which they acknowledge failed to achieve U.S. objectives.  White House officials late last week unveiled the broad outlines of Biden’s North Korea strategy, following a months long internal review.  Under Biden’s plan, the U.S. will maintain pressure on North Korea to give up its nuclear weapons but will also pursue talks — and perhaps even intermediate deals — to help advance that goal.  White House confirms it has finished its North Korea policy review.“Our policy will not focus on achieving a grand bargain nor will it rely on strategic patience," says @PressSec. pic.twitter.com/hG03qI309h— William Gallo (@GalloVOA) April 30, 2021 Depending on how the strategy plays out, it could represent a significant change in...
    have long been criticized for the typically high commission rates they charge restaurants. In an industry where the profit margin is said to be on average, paying commission of up to 30 percent can be brutal. The exact commission rates these apps charge haven’t always been entirely clear. However, DoorDash has taken a step toward greater transparency. The company has introduced a tiered commissions system for local restaurants in the US for both DoorDash and Caviar. Under the DoorDash Basic plan, restaurants will pay 15 percent commission and move a higher proportion of the delivery cost to customers. Their delivery area will be smaller than that of restaurants on higher-tier plans to “ensure that Dashers continue to make meaningful earnings.” Restaurant owners can still take part in marketing programs to promote their business. DoorDash Plus offers a larger delivery area and participation in the company’s DashPass subscription service. Restaurants enrolled in the latter get a visibility boost in the app and customers are charged lower fees. DoorDash claims that, because DashPass subscribers place more orders, restaurants “see increased...
    Tetra Images | Tetra images | Getty Images The rules governing flexible spending accounts are temporarily more generous to workers, thanks to two pieces of legislation. The American Rescue Plan — the $1.9 trillion Covid-relief package signed into law on Thursday by President Joe Biden — boosts the amount that companies can let workers put in their dependent-care FSAs for 2021. Separately, legislation adopted late last year has loosened the rules for both dependent-care and health FSAs for a time as well. Employers can choose whether to make any modifications to their plans under these temporary rule changes. More from Personal Finance:What to know about filing an amended returnHere's what workers miss most about office lifeHow Social Security benefits are handled at death FSAs let workers stash away pre-tax money for qualifying medical or child-care expenses. Last year, 46% of workers had access to a health FSA and 43% to a dependent care FSA, according to the Bureau of Labor Statistics. Yet as the pandemic rolled across the nation in 2020, some households saw their FSA dollars remain unspent as...
    More than two months after starting to vaccinate in nursing homes, data shows that immunization of the elderly is working. This has led to this Thursday the Government and the communities have decided to relax the rules of visits, activities or precautions in these institutions, although also warning that “the risk does not disappear completely” even if the vaccine has already been supplied. The Public Health Commission that has agreed on the plan for Holy Week this Thursday has also adapted the measures in nursing homes and other social service centers and as a first measure contemplates that “residents, workers and family members must be informed that, although there is a significantly lower risk after vaccination, it does not disappear completely since the vaccine does not guarantee total protection to all vaccinated people ”. In any case, the general directors of Health have agreed to allow group activities in the residences, the use of common areas and “make the visiting and outing regime more flexible after an individualized assessment of each resident and each center.” Unlike what happened at...
    Washington (CNN)Congress has made the Paycheck Protection Program more flexible and given priority to the smallest, hardest-hit businesses, but the long-awaited second round of loans will still serve as little more than a stopgap as the pandemic rages on. Small businesses can start applying for new PPP loans on MondayRetail businesses like Georgie Lou's Retro Candy store in Carlisle, Pennsylvania, will likely receive the same amount of money they did in the spring -- which lasted Georgie Lou's only a few months, leaving owner Stephanie Patterson Gilbert to piece things together on her own ever since. "It's helpful, but none of this is going to save a business at the end of the day," said Gilbert. Her revenue is down 75% compared with 2019, likely making 2020 her worst year since she first opened more than a decade ago. She's kept her business closed to walk-in customers throughout the pandemic and is taking orders online only. "The only thing that's going to save small businesses is getting past Covid," Gilbert added.Read MoreWhat happened to the first roundThe first round of...
    A month and a half after having made the last modifications to the financial securities purchase operations, the National Securities Commission announced a new reduction in the term of holding for investors, both individuals and companies. After the market closed, the body chaired by Adrián Cosentino reported a series of measures that will come into effect tomorrow, as of their publication in the Official Gazette. Specific, The mandatory term of stay was lowered from 48 hours to 24 business hours. But sales were also limited to operations against the cable dollar. For these two reasons, although in the market they see in the adjustments of the operations with MEP Good news, they warn that the new restrictions may make the cash transaction more expensive with settlement. This can deepen the spread between both types of financial exchange rates and further increase the gap with the official dollar, the analysts agreed. Look also In line with the international market, Argentine assets closed in negative territory. By JULIÁN & nbspYOSOVITCH Through resolution 878/21, the...
    A quick look at the weather app on my phone tells me the coming week will most likely be full of beautiful fall weather. Right away, I make some plans. I can spend some time in my garden over the weekend, we can get out for a hike, and there is no immediate rush to pull out my sweaters and turtlenecks just yet. I feel happy. What I just did — get some info, think about what I want, make a plan — is a cycle of behavior we continuously repeat in our lives, and it’s not limited to little things like weekend weather. It applies to the big, important things in life, too, — our families and relationships, our homes and communities, our careers, our finances. We’re constantly getting new information about all of these things and either making or adjusting our plans. Read: I am 66 years old, retired, and now need to go back to work full time — how can I start over? It’s a dynamic process and it directly affects how we feel about...
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