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    In this article BAC RKT WFC JPM SAN-ES A sign hangs from a branch of Banco Santander in London, U.K., on Wednesday, Feb. 3, 2010.Simon Dawson | Bloomberg via Getty ImagesBanks and other mortgage providers have been battered by plunging demand for loans this year, a consequence of the Federal Reserve's interest rate hikes. Some firms will be forced to exit the industry entirely as refinance activity dries up, according to Tim Wennes, CEO of the U.S. division of Santander. He would know: Santander — a relatively small player in the mortgage market — announced its decision to drop the product in February. "We were a first mover here and others are now doing the same math and seeing what's happening with mortgage volumes," Wennes said in a recent interview. "For many, especially the smaller institutions, the vast majority of mortgage volume is refinance activity, which is drying up and will likely drive a shakeout." The mortgage business boomed during the first two years of the pandemic, driven by rock-bottom financing costs and a preference for suburban houses...
    A TIKTOKER has revealed her lucky escape from cunning WhatsApp scammers who pretended to be her bank - and her sweet revenge. Amanda Seimetz told followers her "cautionary true story" and how cyber thieves almost convinced her. 2Teacher Amanda Seimetz said she almost fell for the trickCredit: @teacherseimetz The 26-year-old Brazilian English teacher was randomly approached on the app by an account claiming to be her bank. The swindlers made out she had to update details to pay bills and receive money. She instantly thought it was a con trick, so asked them to ring her. Expecting them to give up, Amanda was surprised they actually called, which briefly lulled her into a false sense of security. Read more about WhatsAppWHAT'S APPENING? WhatsApp is getting a huge update that will make it more like InstagramSIGN OFF I'm a WhatsApp expert – three dangerous signs you should delete a text immediately "I said, 'I'm sorry, I don't really feel comfortable discussing this kind of detailed information with my bank through WhatsApp so could you please contact me through the normal ways...
    In this article KR COST WMT TGT A woman wears a face mask while shopping for a baby shower gift during the Covid-19 pandemic, at Madison's Niche boutique in Huntington, New York on April 21, 2021.Alejandra Villa Loarca | Newsday | Getty ImagesA millennial-fueled baby boom appears on its way and could lift sales for retailers, including Target, Walmart and Costco, according to a note published Tuesday by Bank of America. Births of new babies are up. Pregnancy tests are selling at a higher rate. And more couples say they are trying to have a baby, according to the company's research. That could spell good news for grocers, big-box stores and warehouse clubs that sell diapers, strollers and other baby merchandise — or simply are located closer to suburban homes where new parents may settle, according to Robby Ohmes, a equity research analyst. He predicted the baby boom could start this year. Among the beneficiaries, he called out: Albertsons, Kroger, Dollar General and BJ's Wholesale Club. Millennials have surpassed baby boomers to become the largest generation in the country,...
    Tel Aviv (CNN)The new Israeli government that toppled long-serving Prime Minister Benjamin Netanyahu this summer is full of contradictions. There's pro-peace leftists, pro-settlement right-wingers, pragmatic centrists and even for the first time an Arab Islamist party, all sitting together in one governing coalition. On the most divisive issue -- the Israeli-Palestinian conflict -- there is almost no consensus, which is just how Micah Goodman likes it.Goodman, a political philosopher, has rocketed to public prominence in Israel and beyond for his contrarian thesis on how not to solve the long-running conflict.Many have taken to calling him the court philosopher of Prime Minister Naftali Bennett, an ultra-nationalist former settlement leader, who has publicly embraced Goodman's paradigm of "shrinking the conflict." But other centrist and leftist ministers have also come calling. Even the Biden administration has seemingly taken on what Goodman calls his pragmatic and less ideological approach. While the White House remains committed to a two-state solution, Secretary of State Antony Blinken said in May that the immediate priority was to "rebuild some trust" between Israelis and Palestinians. Naftali Bennett, Israel's...
    A year into the pandemic, winter is the last of the four seasons we’re newly experiencing during this crisis. Each season has had its curveballs, but one winter challenge may be staying warm if you can’t afford or are cutting back on indoor heating. Since we still need to prevent spreading the coronavirus, pre-pandemic ways to escape wintry chills may not be available: such as visiting a library, warming center or a friend’s house. Staying warm is necessary “for a variety of health reasons” in addition to comfort, said Dr. Georges Benjamin, the executive director of the American Public Health Association. For people with arthritis, stiffness “in your back and neck and sore joints do occur more in colder weather. … People who have metabolic conditions can be sensitive to the weather, like diabetes, for example, and heart disease. The more cold you are, the more stress you put on your heart.” Despite being limited in terms of public or social alternatives, a little savvy based on our warm-blooded bodies, food, appliances, furniture, the outdoor elements and more can go...
    VIDEO3:4803:48J.P. Morgan, Citigroup and Wells Fargo report earnings — Three pros on the numbersTrading Nation Earnings season kicked off Friday as JPMorgan, Citigroup and Wells Fargo all reported their earnings. There is some optimism coming from the vaccine rollout and a possible economic turnaround.  Experts weighed in on the varied outlooks for different banks. Marty Mosby, director of bank advisory and strategic services at Vining Sparks, says to look forward to a turnaround from Wells Fargo and PNC despite higher value elsewhere. "From a credit standpoint and survivability, these banks are well ahead of schedule for any recession we've had before. The other side of this is from a revenue standpoint. Fees have offset the weakness in net interest income that's just been eroding throughout the year, and will continue to be headwind as we go into 2021... When we look at, again, going through the outlook of where we think this is going in 2021, is the higher value banks like we talk about with JPMorgan, those are not the places to be. You're looking for, eventually, Wells Fargo's...
    VIDEO3:5203:52Top stocks to watch as investors prepare for Covid-relief paymentsTrading Nation With a second round of stimulus checks on the way, which stocks could see a boost from Americans having some more cash on hand? Direct payments of $600 started going out across the country on Tuesday, Treasury Secretary Steve Mnuchin wrote on Twitter. The move came shortly after Senate Majority Leader Mitch McConnell blocked an attempt by Senate Minority Leader Chuck Schumer to pass a bill raising them to $2,000 per person, an amount requested by President Donald Trump. One trader expected recipients to turn to the market. Data from May showed that investing in securities was one of the most common uses for the last round of stimulus checks across almost all income brackets. "Where are the Robinhoodies going to invest their newfound wealth?" Mark Tepper, president and CEO of Strategic Wealth Partners, asked on CNBC's "Trading Nation." "Of course they're going to buy a 10th of a share of Tesla. Of course they're going to buy a sliver of bitcoin. They're not going to move the large...
    FBI agent fired multiple shots in incident with fellow Metro passenger, transit police say New York man trapped in car for 10 hours after being buried by snowplow These $19k SUVs Will Make You Trade in Your Car Ad Microsoft This is a slam dunk if you want a one-card wallet in 2021 Ad Microsoft Full screen 1/13 SLIDES © mixetto - Getty Images With the holiday season among us and calls for donations to help communities affected by poverty, especially during the COVID-19 pandemic, bringing items to local food drives is an easy way to give back and fight hunger. Before you raid your pantry looking for food and other goods to donate, check out this list to avoid items that aren't accepted at most food banks. According to Feeding America, items like canned soup, beans, and pasta are always a pretty safe bet as long...
    Twin YouTubers Alan and Alex Stokes are facing felony charges for allegedly posing as bank robbers during a series of pranks last year that resulted in an Uber driver being held at gunpoint by police. The siblings, 23, are each facing a felony count of false imprisonment effected by violence, menace, fraud or deceit, and one misdemeanor count of falsely reporting an emergency, the Orange County District Attorney’s Office announced Wednesday. According to prosecutors, the twins’ ‘twisted’ pranks took place in their hometown of Irvine on October 15, last year. The brothers - dressed in all black, wearing ski masks and carrying duffel bags full of cash - pretended they had just robbed a bank while their videographer filmed them hailing an Uber from afar.  Scroll down for video  Twin YouTubers Alan and Alex Stokes are facing felony charges for allegedly posing as bank robbers during a series of pranks last year that resulted in an Uber driver being held at gunpoint by police According to prosecutors, the twins’ ‘twisted’ pranks took place in their hometown of Irvine...
    Former national security adviser John BoltonJohn BoltonSunday shows preview: Bolton delivers bombshell while US tackles COVID-19, police brutality White House says it plans to ensure Bolton gets 'no profits' from book Trump touts ruling on Bolton book: 'Now he will have bombs dropped on him!' MORE said in an interview set to air Sunday that President TrumpDonald John TrumpTrump mocked for low attendance at rally Trump suggests legislation that would jail people who burn the flag for a year Trump makes defiant return to campaign stage amid controversies MORE proposed intervening in the Southern District of New York's (SDNY) investigation of a state-owned Turkish bank. Bolton told ABC’s Martha Raddatz last week that Trump's suggestion of getting involved in the investigation felt like “obstruction of justice to me.” The December 2018 episode is detailed in Bolton’s forthcoming book entitled “The Room Where It Happened.” The SDNY had been examining the Turkish bank Halkbank for allegedly violating U.S. sanctions against Iran. Bolton asserted that Trump and Turkish President Recep Tayyip Erdoğan had discussed the investigation several times, with the Turkish president...
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