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    Catherine Mcqueen | Moment | Getty Images It's easy to transfer cash when a charity pulls at your heartstrings. But other giving strategies may provide a bigger tax break, financial experts say. Despite economic uncertainty, nearly 70% of Americans plan to donate a similar amount to charity in 2022 as last year, according to a recent study from Edward Jones. Most people give cash out of convenience, but it's generally not the most tax-efficient strategy, said certified financial planner David Foster, founder of Gateway Wealth Management in St. Louis.More from FA Playbook:Here's a look at other stories impacting the financial advisor business. Op-ed: How advisors can navigate investors through uncertainty Her dad died on 9/11. She became an advisor to help others like her How advisor firms are doubling down on efforts to up diversity While the S&P 500 is down more than 20% in 2022, investors may still have built-in gains from previous years, Foster explained. Typically, it's better to donate profitable assets from a brokerage account to charity because you'll avoid paying capital gains taxes, resulting...
    (CNN)September 11 is sacrosanct in the American psyche and on the US calendar. In 2009, Congress formally recognized the date as an annual "National Day of Service and Remembrance," a time to honor the 9/11 victims and first responders through good works. David Paine, President and co-founder of 9/11day.org , says his organization strives to create "something positive" from the loss of so many. "9/11 day is a day when we ask every American to take a moment to reflect on what's most important and to perform at least one good deed that helps someone else in need," Paine tells CNN. "It's when we just take a moment to let our natural kindness and compassion come forth and govern our lives for 24 hours." This year marks the 21st anniversary of the attacks in New York, Washington and Shanksville. Below, you can find opportunities to volunteer and donate to causes in honor of the day. Volunteer Read More9/11day.org is working to rekindle the national spirit of unity that arose in the immediate aftermath of September 11, 2001. On their website,...
    Vladimir Vladimirov | E+ | Getty Images A pause on federal student loan payments that began more than two years ago will now continue through December 31, President Joe Biden said Wednesday. The extension — coming just a week before payments were scheduled to resume — was included in Biden's announcement on Twitter that the government will forgive up to $20,000 of federal student loan debt for borrowers who have received Pell grants and $10,000 for all others. The relief is limited to individuals with income of less than $125,000 or, for families, under $250,000.  This marks the seventh time that the government has continued the freeze on loan payments. It began in March 2020 under President Trump when the pandemic upended the U.S. economy and has been continually renewed since then.  This will be the final extension, Biden said.  More from Personal Finance:Biden cancels $10,000 in federal student loan debt for most borrowersTimeline: Key events on the path to student loan forgivenessOp-ed: Biden cancels $10,000 in student debt. Now the real work begins For borrowers, the reprieve translates into...
    HOLIDAYS are all about relaxing and taking that well-deserved time out from your day-to-day grind. Before your trip, you might have decided to cut back on some of your favourite treats. 1While you're on holiday - it can be difficult to not indulge in your favourite treatsCredit: Getty This could be because you want to save cash, but others also do this so they can feel their best while they're away. Whilst experts have warned against summer holiday dieting, it's natural to feel a little self-conscious when it comes to over indulging on the all-you-can-eat breakfast. WW nutritionist Harriet Joy said there are some things you can do to take the guilt away and help you get the most out of your holiday. Here she reveals her six top health hacks to leave you feeling in control whilst still enjoying the culinary delights your destination of choice has to offer. Read more on nutritionOPEN WIDE I'm a nutritionist - here's 5 things your SMILE can tell you about your healthTOP GRUB I’m a nutritionist – what I tell all Prem...
    Douglas Kent began gardening as a teenager. At first, it was only a hobby, but after experiencing California’s 1986-1992 drought firsthand, he began rethinking his interactions with the environment and committed himself to green landscaping, gardening, and activism. “Gardeners are a big-hearted bunch,” Kent, who is now a landscape contractor and lecturer at Cal Poly Pomona, told The Daily Beast. “So many people pour their hearts into their gardens, thinking that it’s actually really good for the environment, and in many cases, it isn’t.” He puts it another way, “Sometimes, not everything green is good.” Kent’s not alone in sounding the alarm on America’s yards and gardens. Department of Transportation statistics show that American lawn-care equipment consumes just under 3 billion gallons of gas per year, and much of that is pure waste. In fact, the Environmental Protection Agency estimates that homeowners spill about 17 million gallons of gas per year just refueling their lawn mowers.
    VIDEO1:2001:20Here's what the Fed's interest rate hike means for youConsumer & Retail Digital Original Video To keep up with the surging cost of living, consumers are spending more and saving less — and rising interest rates aren't helping their financial picture much. Next week, the Federal Reserve likely will raise rates by another three-quarters of a percentage point (although some on Wall Street still think the Fed could opt for a full percentage point increase).  Fed officials have already raised benchmark short-term borrowing rates 1.5 percentage points this year, including June's 75 basis point increase, which was the largest increase in nearly three decades. More from Personal Finance:Airlines are struggling with lost and delayed bagsThis withdrawal strategy can help retirees stretch savingsBefore you 'chase dividends,' here's what to know The U.S. central bank has indicated even more increases are coming until runaway inflation shows clear signs of a pullback.   "With the hot month-over-month and year-over-year numbers coming in as they have, this tells the Federal Reserve it has more work to do with higher interest rates to eventually achieve its mandate of stable...
    LESS time to exercise, more sweets around the house and habitually finishing off the kids’ lunch leftovers Yes, the long school holidays are nearly upon us . . . another reason why your weight can creep up as a parent. 6Your weight can creep up easily as a parentCredit: Getty 6Parenting expert Tanith Carey is author of Mum Hacks: Time-Saving Tips To Calm The Chaos Of Family LifeCredit: ©Heathcliff O'Malley , All Rights Reserved, not to be published in any format without pri Among mums, from the toddler years onwards, the arrow on the scales shoots up an average of 3lb. And “dad bods” are called that for a reason. A study in the US found men gained 3.5lb to 4.5lb in the year following the birth of their first baby. But you can manage weight gain while getting the family eating well. Read More on ParentingBABY SALE Aldi's Mamia Baby and Toddler Event is back with parenting essentials from 99pPARENT TRAP I'm a child expert - what your baby's first words mean & why it's ALWAYS dada Parenting expert Tanith Carey author...
    VIDEO2:0702:07The underlying problem is tightness in the oil market, says RBC's Helima CroftHalftime Report The recent run-up in gasoline prices is now being felt nearly across the board. The national average for a gallon of gas is currently $4.94 after topping $5 per gallon for the first time ever earlier this month, according to AAA. Last year at this time, the price was $3.07 per gallon. The increase has put a severe strain on most workers' ability to cover their expenses and save for the future, according to a recent report by DailyPay, which polled more than 2,000 adults in May. More from Personal Finance:100 million adults have health-care debtCost to finance a new car hits a record $656 per monthHow to get started building credit as a young adult Hourly workers are having an even harder time getting by, the report found. Roughly 81% said that higher gas prices have had a negative effect on their ability to pay for basic necessities. As a result, 44% of households making less than $100,000 a year said they are saving less than last year...
    A screen displays the Fed rate announcement as a trader works inside a post on the floor of the New York Stock Exchange (NYSE) in New York City, U.S., May 4, 2022. REUTERS/Brendan McDermidBrendan Mcdermid | Reuters Global markets took a hammering to start the week as expectations grew that the U.S. Federal Reserve will need to hike interest rates more aggressively than planned. May's U.S. consumer price index reading came in at 8.6% year-on-year, the highest print since 1981, and prompted the market to price in a 75 basis point hike from the Fed on Wednesday. Markets broadly expect between nine and 10 rate hikes from now to early 2023, with at least 50 basis point increments at each of the next three Federal Open Market Committee meetings and a terminal rate of 4%.Global recessionA more aggressive Fed is likely to have ripple effects throughout the global economy, and as such, Friday's inflation print triggered a multi-day sell-off of stocks worldwide. "Friday's U.S. inflation print had an impact on markets globally, and that seems appropriate given that the Fed,...
    THOSE who have cats of their own love the fluffy creatures, but neighbours of those who have cats, often feel differently. As adorable as the Moggies can be - with their giant eyes and fluffy hair - it doesn't make up for the nuisance they can make in your garden, and sometimes in the middle of your lawn. 1Banish the cats from your garden with these simple tricksCredit: Getty So how can you stop the felines from venturing into your garden to relieve themselves or dig around in the flowerbeds? Experts from the David Suzuki Foundation said: "Neighbourhood kitties digging in your garden can be a nuisance. "Cats are carnivores. Their faeces can contain parasites or pathogens not present in herbivore manure. "This is concerning because most of us plan to eat the food we grow. Read more on petsGARDEN GUESTS I'm a gardening guru - how to safely deter animals from ruining your gardenADIOS AMIGOS I’m a gardening expert, my five tips will help keep foxes, cats & badgers away "Roaming domestic cats kill songbirds and about 140 million birds...
    VIDEO2:5602:56Average gas prices could hit $5 per gallon, says RBC's Helima CroftSquawk Box As the summer driving season nears, gasoline prices show no signs of slowing down. The national average for unleaded gas hit a new high of $4.59 per gallon Thursday, according to AAA. For the first time ever, the average price was $4 per gallon or above in all 50 states this week, AAA data shows. Last year at this time, the price was $3.04 per gallon. Soaring prices for crude oil are largely to blame, the automotive group said. "The high cost of oil, the key ingredient in gasoline, is driving these high pump prices for consumers," Andrew Gross, a spokesperson for AAA, said in a statement.  Heading into the summer driving season, which kicks off on Memorial Day weekend, higher prices may prompt travelers to take fewer trips and go shorter distances. "Against a backdrop of gas prices that have continued to set new records ahead of Memorial Day, Americans have been resilient in their desire to hit the road, but we're certainly seeing increased hesitancy due to rising prices at...
    In its bid for year-round attention domination, the NFL is down to one final conquest: June. Because as of now, that’s the only month during which there is no unofficial league holiday. April, of course, featured the NFL draft, which came a little more than a month after the free-agency frenzy of March, which happened after Super Bowl LVI was played in February, punctuating a thrilling postseason that began in January. That playoff party kicked off after a wild regular season took us from just after Labor Day until just past New Year’s Eve. August featured the somewhat glorious return of preseason football, which sprang back to life after teams opened their training camps to great fanfare in July. And this week we’ve arrived at the NFL’s new May celebration: Schedule Release Day, which once upon a time was locked in to April but now has set up squatting rights in the middle of May, creating a new wave of energy as a docket of 272 regular-season games comes into focus. The full 18-week picture will become visible at 7...
    VIDEO12:5212:52Why gas prices are high even though the U.S. doesn't depend on Russia for oilEnergy Small changes in the price of gasoline may not seem like much. However, every 10-cent increase at the pump costs consumers overall a combined $11 billion or more over the course of a year, according to Ryan Sweet, a senior director at Moody's Analytics. Gas prices are up nearly 50% from a year ago and rose sharply again in March, according to the latest reading on consumer prices. The Consumer Price Index, which measures the prices Americans must pay for goods and services, is up 8.5% from a year ago — notching a fresh high. Gas prices alone jumped 18.3% for the month, boosted by the war in Ukraine and the pressure that is putting on supply. Although the national average for a gallon of regular gasoline fell slightly to $4.08 after the White House announced several stopgap measures, it is still significantly higher than the $2.86 seen one year ago, according to data from AAA.  More from Personal Finance:Soaring gas prices are forcing some Uber, Lyft drivers off the...
    There are many ways to diversify your stock portfolio — here's how the Club does it
    ALWAYS read the fine print because it may save you a ton of cash. However, Erika Kullberg may just do it for you. 1Erika Kullberg reads the fine print for you Erika is a lawyer and the founder of Plug and Law, a team of legal experts and lawyers helping small businesses and entrepreneurs. She's known for reading the fine print so you don't have to. Her TikTok's are filled with creative ways to save money by researching all the details. “Almost every transaction in your life involves a contract,” Erika told CNBC. Here are five easy ways consumers can save cash. Read More on Money Saving TipsCASH HACK I'm a savings expert - here's a trick that can save you hundreds on subscriptionsLOUNGE AROUND Why booking an airport lounge before your flight can SAVE you money 1. Bumped from a flight Have you been bumped from a flight? No problem. Erika explained that being bumped is actually called involuntary denied boarding and that you may be eligible for some type of refund. To qualify will depend on how...
    BOSTON (CBS) – Like just about everyone else these days, David Ellis has been anxiously watching the prices at the pump. “They’re through the roof,” he told WBZ-TV while filling his tank at station on Route 1 in Saugus. This time last year gas was about $2.79 a gallon. Now the average price of regular gas is about $4.29. “We have three cars that I fill up at least once a week on each one, so it adds up,” he said. David is now earning money for every gallon he buys at select gas stations with an app called Getupside. “It will show you nearby [participating] gas stations,” he said showing us the app on his phone. “This one is 34 cents and there’s another Speedway down the street for 33.” You can direct your cash to your bank account or buy gift cards. For David, it has added up quickly in the six months since he started using it. “I’ve got just under $310 so far since I’ve downloaded it,” he said. There are a handful of other programs...
    ASK any mum and they will tell you that one of the trickiest parts of being a parent is getting your baby to sleep through the night. However, that needn’t be the case according to one parenting expert. 1Tiffany Norris works as a Mummy Concierge and has shared her top tips to get babies to sleep through the nightCredit: MUMMY CONCIERGE Ahead of World Sleep Day on 18th March, Tiffany Norris, has partnered with smart baby monitor Cubo Ai, to bring you the top 10 sleep tips for both parents and babies. The mum-of-three, 40, from London, is the UK’s first Mummy Concierge, and knows a thing or two about getting not only her children, but also herself, a good night's sleep. Here she reveals her top sleep hacks for babies (and their parents!) 1. Be more boring on Parenting'HE'S INDEPENDENT' My son, 6, stays up until 1am & sleeps on sofa…it makes me a better mumGO GET IT I’m a parenting expert, there’s an easy way to stop your toddler’s tantrums As we all know, babies thrive on routine….and...
    VIDEO1:3501:35Supply chain issues and labor shortage hitting grocery storesThe News with Shepard Smith Going to the grocery store is taking a bigger bite out of your budget. Consumers saw food prices rise another 1% in February compared with a month earlier and 7.9% compared with the year-ago period, marking the largest 12-month increase since 1981, according to the consumer price index. It's not just staples like fruit, milk, eggs and meat that are getting more expensive; inflation has led many food and beverage companies to raise prices on your favorite packaged goods, as well (or make the actual package smaller).  Tyson Foods, Coca-Cola and PepsiCo announced price increases, citing more supply chain and labor problems. Even Oreo cookies, Ritz crackers and Sour Patch Kids cost more — thanks to a 7% price hike in the beginning of the year. More from Personal Finance:5 ways the Fed and higher interest rates may impact youMore Americans are living paycheck to paycheck, report findsHere’s how urban and rural Americans build wealth To avoid getting gouged on groceries, here are a few pro tips to either...
    CATFISHING may seem like a joke to some, but it’s left thousands of singletons around the world nursing a broken heart - and sometimes seriously out of pocket. There were more than 7,500 cases of romance fraud last year alone, an annual rise of 40 per cent, and more than £73.9million was lost to online con artists.  4Netflix documentary The Tinder Swindler, about conman Simon Leviev, captivated streaming fansCredit: kate_konlin/Instgram 4Simon with new girlfriend Kate Konlin after TV doc exposeCredit: kate_konlin/Instgram Recent Netflix show The Tinder Swindler told how serial scammer Simon Liviev targeted women on the dating app and tricked them into believing he was a wealthy, jet-setting diamond mogul. Despite his convincing profile, it was all a lie. To prevent you from falling victim to a similar con, The Sun spoke to catfish experts who share their top tips to spot a fraudster. Heroic jobs Tina Wilson, founder of the dating app Wingman, claims there are details in a person's dating profile that could easily be red flags. This includes their occupation as most scammers will choose...
    (CNN)Climate change is on course to transform life on Earth as we know it, and unless global warming is dramatically slowed, billions of people and other species will reach points where they can no longer adapt to the new normal, according to a major report published Monday.The UN-backed report, based on years of research from hundreds of scientists, found that the impacts from human-caused climate change were larger than previously thought. The report's authors say these impacts are happening much faster and are more disruptive and widespread than scientists expected 20 years ago.The authors point to enormous inequities in the climate crisis, finding that those who contribute the least to the problem are the worst affected, and warn of irreversible impacts if the world exceeds 1.5 degrees Celsius of global warming.UN Secretary-General António Guterres called the report "an atlas of human suffering and a damning indictment of failed climate leadership," and he warned that "delay means death.""The facts are undeniable. This abdication of leadership is criminal," Guterres said in a statement. "The world's biggest polluters are guilty of arson of...
    AMERICANS are starting to receive their tax refunds – and some may be wondering what to do with them.  The average tax refund in 2022 is currently $2,323, according to the Internal Revenue Service. 1The credit card industry analyst shares his best tips to The Sun While some are starting to get their refunds, others may experience delays. Some ways to avoid delays are by making sure your tax refund is mistake-free and by filing electronically. But once you get your refund, you’ll need to determine how to go about using it. Ted Rossman, credit card senior industry analyst at Bankrate, weighed in with The Sun and provided his insight on how to use and grow your tax refund.   How to spend your refund Bankrate recently conducted a survey on how most people plan on spending all or most of their tax refunds.  The survey found that 55% of Americans plan to put all or most of their tax refund money to pay down debt, or in savings.  Most read in MoneyCHECK PLEASE New $1,000 monthly payments coming in ONE day as $600 boosts could be...
    (CNN)This year, the theme of Black History Month is African American health and wellness. That's according to the group that helped found Black History Month, The Association for the Study of African American Life and History (ASALH). It's a crucial issue for the African American community, which has suffered a long history of health care disparities, lending credence to the often-quoted line: "When White folks catch colds, Black folks get pneumonia." This year, a pandemic rages, and African Americans are more likely to be hospitalized or die from Covid-19 than White people. ASALH president, Dr. W. Marvin Dulaney, says that's why one of his group's main messages this year to African Americans is: get vaccinated. "What we're trying to do in our focus on health and wellness, is to get people to not have suspicions and do the things that are necessary to protect their health. The top of our list -- take the vaccine."Besides Covid-19, African Americans are also more likely to die from diseases like cancer, diabetes and heart disease.Read MoreDulaney believes there are many reasons behind this...
    SURPRISE $95 food stamps are going out in January 2022 — here are the best ways to use your SNAP benefits. If you're looking to use Supplemental Nutrition Assistance Program (SNAP) benefits to purchase food this month, the extra money can now be used online. 1If you're looking to use Supplemental Nutrition Assistance Program (SNAP) benefits to purchase food this month, the extra money can now be used online Individuals who are eligible for the SNAP benefits can get the money loaded onto an EBT card and use the form of payment online. Pilot programs for using EBT cards online began in 2017, and are now available in nearly all US states at retailers who have approval from the USDA, FL1 News explains. And some retailers taking part in the program are Amazon, FreshDirect, InstaCart, ShopRite, and Walmart. It's important to check what retailers accept EBT cards both in-store and online, as not all will allow purchases via the internet. Additionally, individuals using EBT cards online may need to pick up the purchased items in person. SNAP benefits can be...
    (CNN)On January 9, 2022, an electric space heater sparked a fire in a Bronx apartment building that killed 17 people, eight of them children. New York City's fire commissioner said it is one of the worst fires in the city's modern history.More than 60 people were injured and 32 are in the hospital with life-threatening conditions. As the fire's full toll unfolds, relief groups are helping those affected. Below are ways you can contribute to assist victims of the fire and the families involved:The Mayor's Fund to Advance New York City has set up an online fundraiser where money will go toward emergency relief supplies and support for the victims and their families. The Global Empowerment Mission has also set up an online fundraiser to collect money for victims of the fire. GEM will be providing help to residents displaced by the fire as well distributing food, water and other essential items. Read MoreThe American Red Cross New York Region is providing assistance as well as emergency housing for families affected by the fire. It will also be providing food,...
    CASH-STRAPPED Americans in some states will be able to claim payments and grants worth ranging from $600 to a whopping $7,500 this year. Officials in California and Vermont are providing financial assistance to help cash-strapped taxpayers amid Omicron uncertainty. 1States including California and Vermont are offering cash boosts to cash-strapped AmericansCredit: Getty The future of child tax credit payments is also not certain, with Joe Biden’s $2trillion Build Back Better program stalled in the Senate after Joe Manchin revealed he couldn’t vote for the package. And, a fourth round of federal stimulus checks currently seems unlikely although a financial expert suggested that payments could be deposited without lawmakers' approval if "automatic stabilizers" were attached. The Sun takes a look at the states and cities offering a cash boost to Americans. California The final round of Golden State Stimulus II checks was being deposited from December 27. The stimulus checks range in value from $600 to $1,100 depending upon residents' eligibility. Most read in MoneyMORE MONEY New $5,200 stimulus checks being sent out NOW as calls for $1,400 payments growBIG BOOST...
    A BUSINESSWOMAN and mother of four wants to help your home stay as clean as possible and the people residing in it as healthy as possible. So, her company revealed six easy steps to ensure your home has the best air quality it can. 4A professional cleaner shared six ways to make sure the air quality in your home is as good as possibleCredit: TikTok/@thebigcleanco 4She said to fill your house with live plants and to vacuum frequently, among other thingsCredit: TikTok/@thebigcleanco The mother, Kacie Stephens, founder of the Australian company The Big Clean Co, showed her six tips in a video posted to her company’s TikTok page. First, she advised people to regularly clean air conditioning vents and filters. “I mean that is giving me asthma through the screen,” she noted over a video showing a dirty vent.  Next, she suggested opening a window every day to let fresh air flow through the house.  Then, Kacie said to vacuum “every couple of days” and to be sure to clean the filter of the vacuum as well. “Otherwise, you’re pushing...
    As the weather starts to cool down, doctors are seeing their practices start to fill up."We have seen a number of individuals, kids more as they go back to school, that they're coming in with a runny nose, sneezing, and slight cough," said pediatric infectious disease specialist Dr. Daisy Dodd with Kaiser Permanente.Most COVID-19 tests turn out to be negative. Dodd explained it's difficult for parents to tell the difference between the cold, flu and coronavirus. The first piece of advice is to simply be patient.READ ALSO | US gears up in case of bad flu season on top of COVID crisis; Health experts urge shotsEMBED More News Videos Public health experts pleaded Thursday for Americans to get vaccinated against both the flu and COVID-19. "That first day or two, if you have the capacity to stay at home, do so," she said.COVID tests can't detect the virus until it replicates for about three days, so wait to get tested and call your doctor instead.How do you know if it's a cold, COVID or the flu?Dodd said she knows it's...
                      by Howard Fillit, M.D.  In sharp contrast to every other top-ten cause of death, Alzheimer’s disease has long lacked affordable and accessible ways to diagnose it. While doctors have been able to tell patients with almost 100% certainty whether they have diabetes, heart disease or cancer, until recently, Alzheimer’s was a diagnosis of exclusion. Doctors could look for signs of Alzheimer’s. They could test memory and other cognitive skills, judge a patient’s ability to perform routine tasks, and ask their friends and family about any behavior changes. MRIs could determine brain volume, which diminishes as Alzheimer’s progresses. But blood and other diagnostic tests were used only to rule out other possible causes of their symptoms, such as B12 deficiency or thyroid disorders. This is changing rapidly. Today we have diagnostic tests that identify specific changes in the brain that are consistent with Alzheimer’s disease. Instead of using tests simply to rule out other causes, we now have tests that can pinpoint Alzheimer’s as the cause of a patient’s memory and...
    Speaker of the House Nancy Pelosi and House Ways and Means Committee Chairman Richard Neal (L), Democrat of Massachusetts, speaks about the US - Mexico - Canada Agreement, known as the USMCA, on Capitol Hill in Washington, DC, December 10, 2019.Saul Loeb | AFP | Getty Images House Democrats on Monday outlined a bevy of tax hikes on corporations and wealthy people to fund an investment in the social safety net and climate policy that could reach $3.5 trillion The plan calls for top corporate and individual tax rates of 26.5% and 39.6%, respectively, according to a summary released by the tax-writing Ways and Means Committee. It includes a 3% surcharge on income above $5 million and a capital gains tax of 25%.CNBC PoliticsRead more of CNBC's politics coverage: Prince Andrew served with suit by Jeffrey Epstein accuser Giuffre in sex case, court filing says Biden, Xi discuss avoiding confrontation in second phone call of new U.S. administration Justice Department sues Texas over law that bans nearly all abortions It's unclear how much the tax increases would...
    My husband and I had a small wedding after our original plans were canceled. Susan Shek Photography I worked at over 125 weddings as a professional bridesmaid before my own ceremony. To cut costs at my wedding, I reached out to friends for help and hunted for discounts.  I also cut out nice-to-have items like a flower wall, videographer, and solo musician.  Business Insider: A daily selection of curated stories Loading Something is loading. Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy Policy. For the past six years, I've worked at over 125 weddings as a hired bridesmaid for strangers. The average couple spends over $30,000 on their wedding. After I got engaged, I decided I'd plan my wedding for a fraction of that cost. When the pandemic canceled our original plans (a $15,000, 150-person event), my partner and I decided to plan an elopement-style wedding for under $2,000.  Here are the best ways I saved money...
    AS it becomes unlikely that the federal government will back a fourth stimulus check as part of the economic rebound from Covid-19 - there are ways eligible American families are tapping into extra aid.  Millions of Americans are benefitting from receiving up to $300 from the Child Tax Credit (CTC), getting reimbursements from “plus-up” payments and Californians are awaiting a $600 boost next month. 1Despite the unlikelihood of a fourth stimulus passing through Congress this year, there are ways eligible American families are tapping into extra aid What’s more, teachers and school staff are expected to collect $1,000 "thank you" support and Californians are set to welcome another round of Golden State Stimulus checks ranging from $600 to $1,100 in September. The CTC features $300 of federal cash per month for every child five and under and $250 per month for every child six to 17. As far as so-called "plus-up" payments, the IRS estimated last month that 2.2 million payments worth up to $1,400 over the last six weeks as part of its third round of aid. These bonus...
    (CNN)Early school year Covid-19 outbreaks have sent many students back into quarantine, but health experts say the academic upheaval can be addressed if more local leaders get on board with masking in classrooms.The experts have outlined the safest ways to keep schools open and free from outbreaks, CNN Medical Analyst Dr. Leana Wen said Monday. If students are going to be in a room together before they can all be vaccinated, it is crucial that there is proper testing, ventilation and masking -- a measure that has become surprisingly contentious, she said."Why wouldn't we want every single tool at our disposal to help to keep our children safe at this point?" Wen told CNN's Anderson Cooper on Monday. Yet Covid-19 cases and hospitalizations have surged in recent weeks, particularly among unvaccinated people in the South. And although health experts have stressed that masking is a way to control the spread, some governors have sought to ban mask mandates in schools.This is starting to look really ominous in the South, expert says, as US is among nations with highest rate of...
    The couple spent seven months renovating their 187-square-foot minibus. Beer Run Bus Hope and Manny Hernandez turned a 187-square-foot minibus into a tiny house on wheels in April. The couple said they designed the bus so it felt like a home. The minibus is filled with smart storage designs, like a swiveling tabletop and stove cover to add counter space. Visit Insider's homepage for more stories.
    See birthday girl Viola Daviss best fashion moments 10 Easy Ways To Save $400 Every Month Preseason football is in action, which means it's almost time for NFL fans to get their hands on the latest version of Madden. "Madden NFL 22" will be available soon, and it'll be available even sooner for some people. While EA Sports has a worldwide release date for the popular video game, it also has a pair of early access periods, allowing gamers to play before everyone else. We'll break down the two ways you can play Madden 22 early. Madden 22 release date Friday, August 20 Madden 22 has a worldwide release date on Friday, August 20. © Provided by Sporting News madden-nfl-22-FTR Madden 22 early access EA Sports is offering an early access period of Madden 22 starting on Thursday, August 12. This is available to people who have an EA Play membership and who pre-ordered the game. This early access period allows you to play a 10-hour trial of Madden 22 prior to its official release date. In addition, you get some...
    PamelaJoeMcFarlane | E+ | Getty Images The first half of 2021 was very different than the volatile first six months of 2020. To that point, the Standard & Poor's 500 Index returned 15% in the first half of this year — healthy growth in just about any full year. Yet, with the potential for inflation to jam the gears of growth — fueled by trillions of dollars in past and potentially future stimulus spending — there are concerns about how investors should adjust their portfolios for the second half of 2021. Now is the time to focus on managing risk by reviewing what many investors appear to be ignoring: diversification. To be sure, there are reasons to believe that diversified portfolios can do well, even with the uncertainty of inflation and rising interest rates. Admittedly, there is a downside to diversification, which is if stocks continue to post record gains, you will probably make less money.  However, some exposure to a mix of assets such as non-U.S. dollar denominated stocks, value stocks, corporate bonds and foreign bonds could be very...
    My apartment is small but it has everything I need. Via Hendrix for Insider I live in a 72-square-foot micro-studio apartment and I use a few tricks to store everything I need. I clean often, store my hamper and trash can in the bathroom, and use the loft space for my cat.  My purse wall, futon, and loft space have multiple functions.  Visit Insider's homepage for more stories. When I moved to New York City after college, I prioritized my budget and location over everything else.  Eventually, I chose a 72-square-foot micro-studio apartment for $1,350 a month. I love the location in the West Village and don't mind the small space since I don't spend a lot of time at home.  Still, I have a few tricks for utilizing every inch of my apartment. Here are 10 ways I make the most of my small space: Before I moved in, I downsizedGoing from sharing a two-bedroom apartment to being alone in a micro-studio forced me to reevaluate everything I own. Only the most important things could come...
    New York (CNN Business)A version of this article first appeared in the "Reliable Sources" newsletter. You can sign up for free right here.Covering coronavirus has never been easy — and the task journalists face has become even more complex in the recent days and weeks. Sometimes, in such scenarios, it can be helpful to step back and question some of the basic aspects of the way stories are being reported and discussed. That is what I did on Wednesday and I was left with six ideas about how to improve coverage across the board. Focus on the geographical regions driving key numbers up: States like Florida, and Louisiana, and Alabama and others in the South are primarily responsible for driving the hospitalization numbers up in the US. There might be an uptick in cases in other areas, but because more of the population is immunized against the coronavirus, hospitalizations and deaths remain lower. That should be clear in coverage. Ask probing questions of the CDC and government officials: The CDC says that areas of the country seeing more...
    "Spirited Away" won an Oscar in 2003 for Best Animated Feature. At $395.5 million in box office takings, it was the highest-grossing animated film ever in Japan for 19 years. It was dethroned by "Demon Slayer: Mugen Train" last year, which reaped over $500 million in gross earnings. Spirited Away/IMDB It has been exactly 20 years since Hayao Miyazaki's Oscar-winning "Spirited Away" hit theaters. For 19 years, it was the highest-grossing animated film worldwide, until it was dethroned last year by "Demon Slayer: Mugen Train."  But "Spirited Away" is more than just a movie — it has fundamentally changed the landscape of Japanese anime. Visit Insider's homepage for more stories.
    The RV originally needed almost $9,000 in repairs. Jen Peng for Insider My boyfriend and I bought an RV that needed repairs, and we saved nearly $4,000 fixing it ourselves. We winterized and weatherproofed the RV ourselves for a fraction of the cost.  We relied on coolers instead of a fridge and settled for a noisy, portable generator.  Visit Insider's homepage for more stories. Without doing our research, my boyfriend and I purchased a used RV. We ended up with a total lemon that needed an estimated $8,800 in repairs. Taking on a lot of work ourselves, we made most of the repairs and renovations for $4,600 — nearly half the estimate — by compromising on things we could live without and prioritizing ones we couldn't. My boyfriend works in construction and has experience with plumbing, electricity, and installations, but many repairs we did could be accomplished with some time and YouTube tutorials.  Read on for 10 ways we saved money on our renovations. We replaced the leaking waste line ourselves We discovered during our first trip with...
    I visit Universal Studios Orlando every month. Carly Caramanna for Insider I've been visiting Universal Orlando since it opened, and now I venture there once a month.  Over the years, I've figured out some great money-saving tips across the theme park's property. I think it's always worth it to stay on-site, and I highly recommend getting an annual pass.  Visit Insider's homepage for more stories.
    (CNN)This week saw the beginning of the NIL-era of college athletics.Suddenly allowed to profit from their name, image and likeness (or NIL), college athletes are unleashing a barrage of endorsement deal announcements.Potentially 460,000 NCAA student-athletes can now sign sponsorship deals. And the profit-making has already begun as college athletes are taking to social media to announce the different types of deals they had signed. University of Miami quarterback D'Eriq King announced on Twitter Thursday he was signing an endorsement deal with College Hunks Hauling Junk, along with teammate Bubba Bolden.I couldnt think of a better start to the NIL era than an Iowa basketball player doing a meet and greet at a fireworks store. This absolutely rules https://t.co/5AXKWBq2As— Sam Cooper (@SamDCooper) June 30, 2021 King also paired with Florida State quarterback McKenzie Milton as co-founders on NIL platform Dreamfield, which focuses on booking live events for student athletes. Those are two of the four deals that King has inked since Thursday.Read MoreSome of the deals were for local advertisers. University of Iowa basketball player Jordan Bohannon paired with Boomin Iowa Fireworks for...
    SAN FRANCISCO (KGO) -- A Flex Alert has been issued across the state, amid the current heat wave.In effect on Thursday, the California Independent System Operator (ISO) is asking people conserve electricity. Residents are being encouraged to do so, particularly during peak afternoon hours.RELATED: CA power grid declares Flex Alert for Thursday, asks for electricity conservationIn a press conference on Wednesday afternoon, Cal ISO officials told reporters, "Our partnerships with consumers, and their role in those modest changes that they can make in their consumption patterns- whether it's 5-10 tomorrow evening or 4-9 other nights, depending on how the system is playing out- it's just really important."Hot temperatures are forecast to stick around through Friday. These conditions typically lead people to put a strain on the grid as air conditioners work overtime.The whole idea is to voluntarily cutback and conserve. Energy experts say a number of the biggest users of electricity can be found in the kitchen.Among the top five, refrigerators, dishwashers and ovens.VIDEO: Heat wave: These Bay Area hot spots will have sweltering temperaturesEMBED More News Videos EXTREME HEAT:...
    Disney World in Florida's buildings were designed to prevent mosquitoes from nesting. Background: Phelan M. Ebenhack/AP Photo; Inlay: Joao Paulo Burini/Getty Images A TikTok video with more than 1.5 million views claims that Disney World is mosquito-free. Disney World in Florida says it has "an extensive mosquito prevention and monitoring program." The park's anti-mosquito tactics have included using garlic spray and mosquito-eating chickens. Visit Insider's homepage for more stories. A TikTok video claiming that there are no mosquitoes in Disney World has gone viral, and it's gotten people wondering about how the Florida resort keeps its parks' pests to a minimum. The video, posted on June 6 by TikToker Michael McBride, has been viewed 1.5 million times at the time of writing. In it, McBride poses with a block of text about what he wrote are the Orlando, Florida, resort's anti-mosquito tactics. A screenshot of Michael McBride's TikTok; Disney World pictured in 2014. @idea.soup/TikTok; Matt Stroshane/Walt Disney World Resort via Getty Images "There are no mosquitoes at Disney World, even though it's in the middle of the...
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