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    watch nowVIDEO1:0201:02Here's what you need to know about your credit scoreConsumer & Retail Digital Original Video Where you live can go a long way toward determining your credit rating. With a low poverty rate and high employment, Minnesota residents have a credit score of 724, on average, well above even wealthier states, such as California and New Jersey, according to a recent report by WalletHub based on TransUnion data. In fact, residents of Minnesota have the highest average credit score of any state nationwide, followed by New Hampshire, Vermont and Massachusetts, WalletHub found. Meanwhile, Mississippi residents had the lowest credit score across the country — at 662 — along with Louisiana, Alabama and Arkansas, despite the relatively low cost of living. Overall, The national average credit score sits at an all-time high of 716, unchanged from a year ago, according to a separate report from FICO, developer of one of the scores most widely used by lenders. FICO scores range from 300 to 850. However, this marks the first time since the Great Recession that scores did not improve year...
    A MODEL has revealed the very strict criteria she has for men – even giving them an IQ test to take on the first date. Candice Kloss, from New York, US, who hit the headlines last year after revealing men find her intelligence "intimidating", has shared the extreme lengths she is willing to go to in order to find 'Mr Right'. 2According to the US model, the men who don't pass the test have no chance to become her Mr. RightCredit: Jam Press She gives prospective partners a written IQ test to take on their first date. The model, who has 106,000 followers on Instagram (@candicekloss) doesn't want to "waste her time" with "idiots". Regardless of if the chemistry is right, if they don't pass, "they're out". "I want to make sure that it’s worth it to go on a second date with them," Candice, who has been a member of Mensa since she was just 17, told Jam Press. "There are a lot of men that are attractive but if they aren’t intelligent it takes away from good looks. "How can...
    People working in agriculture, construction, hospitals and other jobs that expose them to formaldehyde may suffer cognitive problems, a new study reveals. Formaldehyde is a pungent-smelling colorless gas that is commonly used as an industrial fungicide, germicide and disinfectant. A team of scientists led by the University of Montpellier in France found people exposed to the gas score lower on cognitive tests than those who do not breathing in the potentially toxic fumes. The study was conducted among 75,322 people in France with an average age of 25 and 6,026 of the participants worked with formaldehyde.  Following several cognitive tests, researchers found people who were exposed to formaldehyde on the job had, on average, a 17 percent higher risk of having thinking and memory problems compared to those who were not exposed.  Their occupations included nurses, caregivers, medical technicians, workers in the textile, chemistry and metal industries, carpenters and cleaners. Following several cognitive tests, researchers found people who were exposed to formaldehyde on the job had, on average, a 17 percent higher risk of having thinking and memory problems compared...
    Incoming Harvard students will no longer have to submit ACT or SAT scores in their admissions packets until the 2027.  Harvard University has waived the requirement to submit standardized test scores for their applicants up until the graduating Class of 2030, the school announced on Thursday.  The school cited the ongoing pandemic as the reasoning behind this shift, as students are finding it harder to obtain testing spots.    The Dean of Admissions and Financial Aid William R. Fitzsimmons said students who choose not to submit test scores will be not put at a disadvantage.   'Their applications will be considered on the basis of what they have presented, and they are encouraged to send whatever materials they believe would convey their accomplishments in secondary school and their promise for the future,' Fitzsimmons said.  Harvard University is no longer requiring the next four incoming classes to submit test scores with their applications. The Dean of Admissions and Financial Aid William R. Fitzsimmons (pictured) said students who choose not to submit scores will not be at a disadvantage  The school cited the pandemic as...
    Class clowns have traditionally been given the dunce treatment. But research now suggests they may actually be one of the smartest children in the room.   Scientists tested the funny-bones of 217 children in Turkey of different IQs by asking them to generate jokes for 10 comics.  Each of their contributions was then scored by a panel of scientists and cartoonists. Once all of the final scores were tallied, experts found the more intelligent children outperformed their peers in every way. Academics believe intelligent people have a better grasp of humour because they understand how to subvert people's expectations.  Lead author  Professor Ugur Sak said parents and teachers should recognise having a jokester child was a sign of their intellectual ability.   Do you have a kid who loves to crack a joke? New research has suggested that being able to see the funny side of things could also mean a child is smarter than average These are the comics that 217 Turkish children were asked to fill in to test their humourous abilities. Researchers found that the higher a child scored on a...
    Think you've got 20-20 vision? This seriously tricky optical illusion quiz might change your mind. The challenging eyesight test was created by the UK-based car dealership Brindley Group and features a series of images hiding a different word within each.  The words get increasingly harder to read as it progresses, starting off relatively easy before becoming significantly more puzzling. More than 1,000 people have had a go at the quiz so far, with just two per cent managing to score full marks. Millennials performed best, with an average score of six. Surprisingly, Gen Z fared worse with an average score of 5/10, followed by Gen X and Baby Boomers with 4/10. On average, players score between five and 10 correct; so, how many can you get right?   1. RELATED ARTICLES Previous 1 2 Next The Bidens bring PDA back to the White House: Joe and Jill's... Make mine a crumpet beer and a packet of salmon skin crisps!... Man reveals he's put 'cursed' mirror up for sale for £20... Share...
    Americans improved their credit scores in 2020. The average FICO score increased eight points last year, to an average of 711, according to data from Experian. But what exactly does that mean? In the U.S., your credit score is a three-digit number that helps determine how much you pay for credit, which can affect virtually all expenses in your life. Many lenders use one type of credit score, called the FICO score. FICO — or Fair Isaac Corp. — was the first company to translate all your credit history into a single three-digit number that predicts how likely you are to default on your bills. The number helps lenders decide how much of a credit risk you are. Watch this video to find out more about your FICO score. More from Invest in You: This key thing could be messing with your tax refund: Tax withholdings Josh Brown: How I explain the stock market vs the economy Disclosure: NBCUniversal and Comcast Ventures are investors in Acorns.Related Tags Experian PLC TransUnion Equifax Tax planning Investment strategy
    At the Ranken Jordan Pediatric Bridge Hospital, golf therapy has the power to heal The Most Popular Dishes At Your Favorite Chain Restaurants These $19k SUVs Will Make You Trade in Your Car Ad Microsoft This is a slam dunk if you want a one-card wallet in 2021 Ad Microsoft New Policy For Cars Used Less Than 49 Miles/Day Ad Microsoft Full screen 1/34 SLIDES © shaunl / Getty Images Deciding what car to buy can be a difficult process. Car buyers often have to contend with a stressful sales environment, negotiating the price they are willing to pay, and filling stacks of paperwork...
    When will children get a coronavirus vaccine? Not in time for the new school year, experts fear. Rouhani Defends Hope for Nuclear Deal by Rejecting Hardline Bill Seniors On Medicare Are Getting a Big Pay Day in 2020 Ad Microsoft Expert: “This credit card is so good I signed up personally” Ad Microsoft The 23 Hottest Gifts of 2020 Ad Microsoft Full screen 1/51 SLIDES © tolgart/istockphoto Score Wars This...
    The pandemic has taken a toll on the budgets and bank accounts of people across the country, whether it’s due to government stay-at-home orders, job loss, or local economic decline. The impacts are showing in credit scores in particular, which look at how much debt you have outstanding compared to your debt capacity, as more and more people delay debt payments to ensure they make mortgage and vehicle payments along with utilities and groceries. But are there regions in the United States that are faring worse when it comes to keeping credit scores up? Personal financial website WalletHub recently analyzed the average credit scores of residents in all 50 states using data available as of September 2020 from TransUnion and the data indicates the answer to that question is ‘yes.,’ particularly for the southern portion of the country. So where does Georgia rank compared to the rest of the states in the union? We take a look in this week’s Map Monday. A rank of “1” corresponds with the state...
    Incoming Biden chief of staff warns transition delay puts vaccine distribution at risk Trump tweets that Biden won – but repeats baseless vote fraud claim Seniors On Medicare Are Getting a Big Pay Day in 2020 Ad Microsoft Expert: “This credit card is so good I signed up personally” Ad Microsoft The 23 Hottest Gifts of 2020 Ad Microsoft Full screen 1/51 SLIDES © tolgart/istockphoto Score Wars This year has...
    Georgia’s class of 2020 continued a now-half-decade trend of outpacing the nation on the ACT, with the state’s average score increasing as the national average dropped. Georgia’s average composite score for the class of 2020 was 21.7, up from the 2019 score of 21.4 in 2019 and higher, for the fifth year in a row, than the national average of 20.6. The national average dropped from 20.7 in 2019 to 20.6 in 2020. Scores in each individual subject area increased and were higher than the national average. National Georgia 2019 to 2020 State Increase English 19.9 21.3 +.04 Mathematics 20.2 21.0 +.03 Reading 21.2 22.5 +.03 Science 20.6 21.6 +.04 Composite 20.6 21.7 +.03 “I am always glad to see Georgia students succeeding, but there’s something special about the class of 2020’s accomplishments,” State School Superintendent Richard Woods said. “These students, who saw their senior year come to an abrupt halt due to a global pandemic,...
    White VA employees twice as likely as Black workers to be promoted, union says Stocks making the biggest moves after hours: HPE, Intuitive Surgical, Marten Transport & more Do you know these lucrative Social Security secrets? Ad Microsoft Incredible Blanket Puts Humans In A Deep Sleep, Melting Stress Away Ad Microsoft The 23 Hottest Gadgets of 2020 Ad Microsoft ...
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