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    Sponsored Content Only 33% of adults in the U.S. won’t require additional nursing care, daily living support, occupational therapy or speech therapy later in life, and 20% of Americans over the age of 65 require supportive care for more than five years. Long-term care insurance companies provide the financial assistance needed to pay for the cost of care through either stand-alone policies or riders on life insurance plans. The best insurers offer products that pay for a wide range of services at affordable rates. They are also reliable and financially healthy, so people know they can count on them when they need to use their policies. Here are the top five companies offering long-term care insurance. Top 5 Long-Term Care Insurance Companies GoldenCare: Best Overall Long-Term Care Insurance Nationwide: Best Long-term Care Insurance Customer Satisfaction Pacific Life: Best Long-term Care Insurance Discounts Mutual of Omaha: Best Optional Long-term Care Benefits New York Life: Best Company Financial Health 1. GoldenCare — Best Overall Long-Term Care Insurance GoldenCare Long-Term Care Insurance Pros: Marketplace to search for and compare LTC...
    Here's why we're adding a beer stock and a health-care name to our Bullpen watch list
    WHAT do NHS diversity managers do all day for their £40,000 salaries? Are “equalities chiefs” actually worth their bloated £90,387 a year? 1It is time to realise and accept our hospitals are not the envy of the worldCredit: Getty Why isn’t that money spent on doctors and nurses instead? More to the point, why should cash-squeezed taxpayers have to pay for these bureaucratic parasites? The NHS has exploded from a cradle-to-grave health care system into a gold-plated monster guzzling ever-increasing chunks of our wages in return for ever-declining health care. Billions of pounds, to quote a well-known Prime Minister, is being “spaffed up the wall” by an unaccountable army of pen-pushers who dodge all responsibility and blame. Read More on the NHSHEALTH CHECK Serious Covid symptoms missing from new official NHS list, WHO warnsDOUBLE TRAGEDY NHS worker mum, 25, killed her daughter, 2, before taking her own life Faceless managers squander vast sums on tea-and-biscuit gatherings while refusing to reform a clapped-out colossus perpetually on the point of collapse The NHS devours 40p out of every £1 raised in...
    Americans in the Medicaid gap are risking their lives because they can't afford health care. President Joe Biden's agenda may help address that problem. The last time I had health insurance was when I was 18 and on my parents' health care plan. Two years later, I discovered what it means to live without medical insurance, when I had an emergency surgery to remove an appendix on the brink of rupturing. I was unable to pay for the appendectomy. The hospital provided me with indigent care through the Indigent Care Trust Fund, a program for uninsured and low-income Georgians, but it did not cover everything. I owed the hospital thousands of dollars after my release. That was 23 years ago, but the financial fallout from that medical debt follows me to this day. I made small payments when I could, but that wasn’t enough for my creditors. They started adding interest every month, and my medical debt snowballed. Barely into adulthood, my credit was already ruined. I'm one of nearly 300,000 Georgians who falls into the Medicaid gap. I don't...
    Tests being distributed in Miami, after Florida Gov. Ron DeSantis allowed a million tests to be discarded. Overnight on Friday, BJC Healthcare, the largest system in the St. Louis region, sent out an email to tens of thousands of residents in the area, warning them not to come to emergency rooms to be tested for COVID-19. Or to urgent care facilities. Or to convenience care facilities, because all those facilities are already overloaded with people who are symptomatically ill from COVID-19. As for testing, only those who are already ill are getting a test. Not because of a test shortage, but because of a patient overflow. Given the rapid spread of the virus and unprecedented number of hospitalizations, BJC is temporarily suspending COVID-19 tests for those without symptoms. This includes testing for travel, events, exposures or return to work or school. For those who are experiencing symptoms, the email encourages recipients to seek an at-home test or get in line at a public testing facility, but above all, the message is to stay out of the ER. The same email also notes that procedures...
    Dear Moneyist, I have been married for 24 years. My wife and I have two 18-year-old children. We have had our marital ups and downs as many do, but manage to get along. My wife was diagnosed with a terminal degenerative neurological condition. She grows increasingly frail, both physically and cognitively. Although at times it is not easy, myself and our two children who are home from school due to the pandemic, care for her the best we can. She lives very comfortably in the home we have owned for 20 years. The Moneyist:I took care of my late mother for 8 years. Am I obliged to tell my sisters she made me co-owner of a substantial bank account? My wife’s family is largely dysfunctional, and her father abandoned her as a young child, never returning in any meaningful way or providing support aside from cards and perfunctory holiday pleasantries. I do not get along with my father in law and have largely avoided him entirely. Upon learning of my wife’s condition, my father-in-law now seems obsessed...
    The Conversation Homeless patients with COVID-19 often go back to life on the streets after hospital care, but there’s a better way In 2019, about 567,715 homeless people were living in the United States. While this number had been steadily decreasing since 2007, in the past two years it has started to increase. For New York City, even before COVID-19, 2020 was already turning out to be a record year for homelessness. But as the lockdown commenced in mid-March, the 60,923 homeless people staying at the city’s shelter system found themselves disproportionately affected by the pandemic.That’s not all of the city’s homeless, of course; the 60,000-plus doesn’t include homeless people hidden within patient rolls and emergency department waiting rooms. In 2019, the city’s annual count of hospital homeless shows more than 300 on any given night who are patients or using the hospital as temporary shelter.As a health care practitioner, educator and researcher in the field of public health and social epidemiology who works in the city, I’m fully aware of the challenges faced and the tragedies already seen. As...
    This article is part of Prism's series on Tribal Nations, Voting Rights, & Political Power. Read the rest of the series here. By Rep. Deb Haaland Representation matters. Whether it’s in classrooms, boardrooms, or Congress, the experiences of those in power shape the decisions they make. For too long the same voices—often white, male, privileged—are the only voices that have influenced and shaped public policy. Native women were not represented in Congress until 2018 when Sharice Davids and I became the first Native women elected to the House of Representatives. According to data compiled by Indian Country Today and Advance Native Political Leadership, in 2020, nine Native American women are running for Congress and six will advance to the general election in November: Deb Haaland, Sharice Davids, Lynette Grey Bull, Danyell Lanier, Yvette Herrell, and Paulette Jordan. They join the record number of women running for state and federal elected office. My friend and sister Ayanna Presley has said, “Those who are closest to the pain should be closest to the power.” Native peoples, and specifically Native women,...
    Time and again we have seen bills pushed to control the ability of women of color to make our own reproductive health decisions, from when to become pregnant and raise children to creating more obstacles to abortion access. We heard the horrific news that immigrant women were being forced to have hysterectomies — and over the past year, bans on abortion have swept the nation. Let’s be clear: This is all part of a political agenda to deny autonomy to women of color. We are told when we can and can’t have kids, and what kind of health care we are allowed to get. This is all while people ignore the very real plight that Black women are facing when we seek to try to have healthy pregnancies. Black women are dying in childbirth at the same time I hear lawmakers talk about how much they value life. Where is the care for the lives of Black women when it comes to Breonna Taylor, who was gunned down by police, or Deidre Johnson, a 35-year-old woman in Colorado...
    People with HIV, heart failure, diabetes and other conditions need to stay on specific diets for their health, but the pandemic made access to healthy foods difficult. Now a large insurance provider is teaming up with a local organization to address this need.The pandemic has opened up more need."Since COVID started, we've had hundreds of people added to our waiting list," said Richard Ayoub, CEO of Project Angel Food.The work of delivering 19,000 meals a week to low-income people with specific medical needs didn't stop because of COVID-19, it increased.MORE: New interactive online map helps connect those in need to food resourcesEMBED More News Videos Due to the pandemic, the need for food has increased tenfold in L.A. County alone. Now, there's a new interactive online map to help connect people who need food to county resources. "Project Angel Food provides medically tailored meals for our clients. All of our clients are living with some kind of critical illness," Ayoub said.Having congestive heart failure makes 60-year-old Linda Miles of Compton extremely sensitive to salt. Access to fresh produce isn't easy...
    As more nonessential businesses are reopening across the country, wearing face coverings in public settings where social distancing measures are difficult to maintain is required. In some places, you can be fined for not wearing a protective mask. In others, you can be refused entry.    With half the face covered, why waste precious time contouring your cheekbones or creating the perfect bold lip? Now is the time to focus on the health and appearance of our eyes. FEMAIL reveals the most effective products to highlight the windows of the soul. As more nonessential businesses are reopening across the country, wearing face coverings in public settings where social distancing measures are difficult to maintain is required. Pictured: Protective AF Face Mask by Katie May, $19; katiemay.com While half the face is covered up, you should adapt your beauty routine to focus on caring for delicate skin around the windows of the soul, followed by the brows. The skin around the eyes is ten times thinner than the skin on the face and quicker to show age and fatigue.  While...
    (CNN)The Trump administration yanked the rug out from under more than a million Americans on Friday by removing protections that prohibit discrimination in health care against transgender patients. This move -- announced on the four-year anniversary of a shooting at a gay nightclub in Orland, Florida, in which 49 people died -- is cruel and unusual punishment from an administration that chooses to represent a small and extreme fringe pushing to further marginalize the already disadvantaged. Allison HopeWhile the move was no surprise -- Trump first proposed removing the protections last spring -- the timing feels like a poison arrow through the heart. It is particularly painful during Pride Month (and amid a global pandemic), during which millions of Americans have taken to the streets to speak out against systems of power that continue to suppress our freedoms, to our peril.Section 1557 of the Affordable Care Act, passed under former President Barack Obama in 2010, prohibits sex discrimination in federally funded health programs and activities; a 2016 rule interpreted this as including discrimination on the basis of gender identity...
    (CNN)When five Hawaii fisherman took to sea, they had one goal in mind: feeding their local health care workers. One of the fishermen was Kyle Nakamoto, the executive producer of the diving show Hawaii Skin Diver TV, who told CNN the lucky group caught two yellowfin tuna totaling 220 pounds. The massive tuna was sent to a seafood distributor who cleaned, cooked, and prepared the tuna into more than 300 poke bowls, which were then delivered to Honolulu's Straub Medical Center and The Queen's Medical Center.Healthcare workers at the Straub Medical Center with the donated tuna poke bowls."Our staff at Straub Medical Center has been overwhelmed by the support and generosity displayed for our health care workers who have been on the frontlines of this pandemic caring for our patients and our community," Straub Medical Center chief operating officer Travis Clegg told CNN in a statement."We are so grateful for all the donations we have received for our health care workers. This particular donation of fresh ahi was especially thoughtful, and we appreciate the hard work and effort that went...
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