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LIKE it or not the summer will soon be over which means that the majority of us will soon be faced with escalating bills this autumn.

But fear not CashLady.com’s Personal Finance Expert, Dan Whittaker, has revealed five savings hacks to help Brits save nearly £600 this summer, which they can put towards expensive bills.

1A finance expert has revealed how you can save hundreds of pounds this summerCredit: Getty

Though summer can be an expensive time with social plans at their peak, there are certain ways that thrifty savers can take advantage of the warm weather. 

Dan says: “Summer can be an ideal time to save a bit of money. 

“There’s generally no need to have the heating on, free outdoor activities are easier to attend and many of us take time off work which can cut commuting costs.

“It is, however, also a time that we typically socialise more frequently and maybe even try to squeeze in a holiday if possible. 

“With the continued cost of living crisis and colder weather a few months away, there are some steps you can take now to build up a small savings pot in preparation for Autumn.”

1. Take control of your finances now

“Use the longer days in summer to be more productive and plan ahead. Carry out a financial audit to see what you are spending and where you can cut back, as well as looking at which of your accounts aren’t giving great value.” 

“Do some research to find better interest rates on savings accounts and consider switching current accounts. Some banks are paying up to £150 (Source: Halifax) if you move your account to them, which is a tidy sum to start your autumn savings fund.”

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Potential savings: £150

2. Keep the kids entertained for less

“The summer holidays can be a strain on your finances if you don’t get organised. Start with the obvious by getting out in the fresh air, visiting lots of parks and taking a picnic everywhere you go.” 

“Hunt around for cheaper childcare; often local sports groups are cheaper than school provisions and ask friends and family if you can buddy up and help one another with childcare one day a week. 

If you do fancy a treat, lots of restaurants offer ‘Kids Eat Free’ deals and companies offer vouchers such as '2 for 1' or 'kids go free with a paying adult' on big attractions which can save you a small fortune. Never do anything without a discount voucher!”

Potential savings: £104

3. Find cheaper ways to holiday or have fun

“When the weather treats us right, there’s loads we can do in the UK to save on socialising. Invite friends over for a BBQ and BYOB, look for free local events and festivals like parties in the park or summer fetes or get out and go for a long walk with friends in the evening.” 

“Staycations are still popular and for good reason. You can find amazing places to stay at a  fraction of the cost of a package holiday on sites like Airbnb or Canopy & Stars. You could even go camping if you fancy a break on a tight budget.”

Potential savings: £100

4. Earn extra cash

“If you have the capacity- for example, if you’re a student, a teacher or work shifts - you could take on a summer job to earn some extra money. Royal Mail looks for cover workers to fill in for staff on holiday and many retail stores have temporary part-time vacancies whilst staff who are at university go back home for the holidays.” 

“Many local festivals and pop-up events will also need staff to cover stalls, and sporting or music events often hire agency staff for additional security. If you’re qualified and CBS checked, you could even help out at a kid’s club for a week or two.”

Potential savings: £152 per week 

5. Make some lifestyle changes

“Summer usually means wearing fewer clothes so you shouldn’t need to use the washing machine as often. When you do the washing let it dry outside instead of using a dryer.” 

“Cooking outside can save money too, using barbecues and eating salads that require no cooking at all. Quit the gym and recoup the cost of your membership, and instead go for regular runs or work out in the garden whilst the weather is warmer and dryer than normal.” 

“Cancel or rotate your TV subscriptions; with all of the outdoor activities at your disposal, you shouldn't need to watch as much TV over summer.”  

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“Finally, think about walking or cycling to work, or at least walking to the next station along where the fare might be cheaper. Not having to fill up with petrol would be a huge saving as would paying less for trams or trains. The health benefits would be a bonus too, so you could definitely ditch the gym.”

Potential savings: £88

Total savings: £594.

News Source: the-sun.com

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Music | San Jose Jazz Summer Fest returns in triumphant fashion to downtown

Mike Johnson was grooving on the vibe from the moment he arrived at the San Jose Jazz Summer Fest.

“You can feel the love walking in,” said the Sacramento resident, who was enjoying the first of three days — Aug. 12-14 — of live music in and around Plaza de Cesar Chavez in downtown San Jose. “It’s just fun. It’s a party.”

Thousands of others appeared to be full in agreement with Johnson’s assessment of opening night of the festival. Music lovers filled the plaza to dance and sway to tunes from Friday’s main stage artists — including soul great Lee Fields — as well as enjoy performances by more than a dozen other acts on other festival stages. Featured acts included R&B-soul band Durand Jones & the Indications and local blues great Chris Cain.

The event is set to continue on Saturday with funk-soul star Charlie Wilson, vocalist-guitarist Raul Midón, Afro-Cuban outfit Sabor de Mi Cuba, versatile vocalist Kim Nalley, R&B singer Leela James and jazz music’s famed Brubeck Brothers among the acts set to appear.

The 2022 festival is scheduled to conclude on Sunday with performances from Grammy-winning Oakland R&B vocalist Ledisi, jazz bassist extraordinaire Stanley Clarke, San Jose bluesman Aki Kumar, Orquesta Latin Heat and many other notable artists.

Durand Jones and The Indications perform at the San Jose Jazz’s Summer Fest 2022 in downtown San Jose, Calif., on Friday, Aug. 12, 2022. (Josie Lepe for Bay Area News Group) 

It’s the first full-scale Summer Fest since 2019. The festival was canceled in 2020, due to COVID, but held last year with limited capacity.

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Longtime attendees seemed absolutely thrilled to have Summer Fest back — and operating in a fashion approaching what they remember from the pre-COVID years.

San Jose resident Rudy Rodriguez was hanging out at the Blues/Big Easy Stage, enjoying yet another highly energetic showing from one of the Bay Area’s best blues acts — the J.C. Smith Band. Attending Summer Fest is annual tradition for Rodriguez and his wife — one that he says he looks forward to all year long.

“We’ve been coming since Day One,” he says between blistering guitar solos from Smith. “We loved it when it was free, but we don’t mind paying.”

Rodriguez and his wife were listening to the music with a number of friends, including two that had to travel sizable distances to get to the festival.

“One came from Arizona and one came from L.A. — just to be here,” he explained.

JC Smith Band performs at the San Jose Jazz’s Summer Fest 2022 in downtown San Jose, Calif., on Friday, Aug. 12, 2022. (Josie Lepe for Bay Area News Group) 

The party was in full effect over at the Blues/Big Easy Stage, which was hosting an all 408 lineup on opening night — with both the JC Smith Band and Chris Cain hailing from San Jose. Smith was up first and, like usual, wowed the fans with his superb vocals and guitar work as well as his topnotch band featuring powerhouse saxophonist Noel Catura.

“(Smith) is a great showman,” said East Palo Alto resident Sherri Jones. “He really involves the audience.”

This stage should continue to be one of the festival’s top spots throughout the weekend, thanks to sets from such acts as Aki Kumar, Memphissippi Sounds and the Marina Crouse Band.

For more information, visit summerfest.sanjosejazz.org.

Marcia Quiñones dances during the JC Smith Band performance the San Jose Jazz’s Summer Fest 2022 in downtown San Jose, Calif., on Friday, Aug. 12, 2022. (Josie Lepe for Bay Area News Group)  Crowd watches Durand Jones and The Indications perform at the San Jose Jazz’s Summer Fest 2022 in downtown San Jose, Calif., on Friday, Aug. 12, 2022. (Josie Lepe for Bay Area News Group)  Crowd watches Durand Jones and The Indications perform at the San Jose Jazz’s Summer Fest 2022 in downtown San Jose, Calif., on Friday, Aug. 12, 2022. (Josie Lepe for Bay Area News Group) 

 

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