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BACK to school season will soon have families flooding the aisles of stores like Walmart, but you can still find great deals in the midst of the chaos.

It's never too early to start shopping for the holidays, and the earlier the better when it comes to getting great deals.

1You can find toys for up to 90% off at Walmart

In July Walmart has an incredible selection of toys on clearance.

They're usually marked for 75% off but can go up to 90% off.

The Krazy Koupon Lady reports toys from brands like Fisher-Price and Melissa And Doug end up on the clearance rack at some time or another, but the widest selection comes out during July and mid-December.

Waiting until December could cause trouble, as you'll be competing with everyone else shopping during the busy holiday season.

Read more on WalmartSHOPPING PRO I’m a shopping expert how I find items for $5 or less at Walmart clearanceDEEP DISCOUNTS I’m a Walmart superfan - five hidden clearance items I found cost $3 or less

If you have your eye on something that isn't listed to be on clearance, check the price anyway.

Sometimes Walmart will lower the price of an item before they mark it in stores.

Using the Walmart app, you can scan the price of any item to find out if it's on sale.

You can also shop online to search for clearance deals, and then use the "in-store" filter to look at items they have in stock at your local Walmart.

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In 2020, Walmart created its own subscription program to compete with Amazon Prime.

TikToker @liz_theclearancequeen posted a video explaining the most valuable perks and benefits of the membership program.

Membership costs $12.95 per month, but shoppers can typically make that money back through discounts quickly.

Shoppers can also opt to pay $98 for a 12-month membership.

Walmart has special promotions and events only for plus members.

Subscribers will also get notified about new releases before other shoppers.

When shopping online, Walmart+ subscribers can get free next-day and two-day delivery from their local store.

Walmart does offer same-day grocery delivery with no fees for Walmart+ members, but there is one catch.

You can only get free grocery delivery if you spend at least $35.

Arguably the most valuable member perk while gas prices are at record highs, Walmart+ subscribers can save 10 cents per gallon at more than 14,000 gas stations across the country.

Walmart recently bumped member discounts from 5 to 10 cents, and expanded member pricing to thousands more pumps.

Discounts are available at Exxon, Mobil, Murphy, Walmart, and Sam's Club gas stations.

With all these perks, Walmart estimates members could save up to $1,300 annually.

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The Sun also shared some incredible dupes for high-end products that are a fraction of the price at Walmart.

Plus, find out how which home items you should snag from the store before they're gone.

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Social Security increase: Extra $159 could be doled out monthly in 2023

Social Security could see a $158.98 a month increase in 2023 if inflationary pressures continue, according to a recent study.

There are still at least two months before Social Security's cost of living adjustment, or COLA, is announced, but based on current inflation trends, the program will likely see a roughly 9.6% increase next year, which amounts to a $158.98 uptick a month for the average retiree, a preliminary estimate from the Senior Citizens League, CNBC reported.


The $158.98 a month figure is based on the average monthly retiree benefit of $1,656, per the study. Seniors on the upper-income tier of Social Security benefits could see an even larger monthly spike in payments.

Last month, the Senior Citizens League anticipated a 10.5% COLA for next year, so its latest estimate of 9.6% is a downgrade. Inflation gripping the country remains hot, but it did slow to 8.5% for the 12 months ending in July, according to the most recent data from the Bureau of Labor Statistics.

While many economists focus on the consumer price index to measure inflation, COLA is typically derived from the consumer price index for urban wage earners and clerical workers, which shot up to 9.1% for the 12 months ending in July. CPI-W focuses on price variation affecting clerical workers and urban wage earners, whereas CPI is generally a bit broader.


COLA ticked up by 5.9% in 2022, marking one of the largest such increases for Social Security payments in decades. But there have been some indications that the 5.9% increase hasn't helped seniors stay above inflation. On average, seniors earning $1,656 a month are about $58 short per month and $373.80 per year, according to an analysis from the Senior Citizens League.

Social Security News Money Inflation Seniors

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